State Insurance Benefits
The GIC provides high value health insurance and other benefits to state employees and retirees (and their survivors and dependents) - as well providing these benefits to redevelopment, housing, and certain other authorities.
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Find out about your GIC health plan options.
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Life insurance helps provide for a state employee's family's economic well-being in the event of your death. This benefit is paid to your designated beneficiaries.
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The GIC's Long Term Disability (LTD) is an income replacement program that protects state employees and their families in the event of a disability or inability to perform the material and substantial duties of the state job.
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State employees who are not covered by collective bargaining or do not have another dental and/or vision plan through the state may be eligible for the GIC Dental/Vision program. For state retirees and survivors, the GIC offers Retiree Dental and Vision discount benefits.
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Through the GIC's Health Care Spending Account (HCSA), administered by SHPS, active employees can pay for out-of-pocket health care expenses on a pre-tax basis, reducing participants' federal and state income taxes.
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The Dependent Care Assistance Program (DCAP), administered by SHPS, allows employees to pay for certain dependent care expenses with before-tax dollars. Participating in DCAP can significantly reduce your federal and state income taxes.