Office of Investigations
The DIA Office of Investigations is responsible for ensuring that all employers operating in the Commonwealth carry workers' compensation insurance at all times, pursuant to MGL c. 152 Section 25A and Section 25C. Any employer that is found to be in violation of the statute shall be served with a Stop Work Order (SWO). The SWO requires the business to close immediately upon service of the SWO and carries a fine of $100 per day until the employer presents proof of a valid policy and pays the fine.
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This Proof of Coverage Application allows the public to search workers' compensation insurance coverage information for policies in the Voluntary Market and Assigned Risk Pool.
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If you would like to report an employer who you think may be operating without workers' compensation insurance coverage, please complete this online form. All referrals submitted will be kept confidential to the extent possible under the law.
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July 1, 2007 through June 30, 2010
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Updated July 26, 2010
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The DIA's Office of Insurance issues self insurance licenses to qualified employers with at least 300 employees and $750,000 in annual standard premium. To be self-insured, employers must have enough capital to cover the expenses associated with self insurance (i.e. a bond, reinsurance, TPA and lawyer).
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Businesses in related industries in Massachusetts may join together to form a self insurance group (SIG) to satisfy the insurance mandate. Regulated by the Division of Insurance (DOI) SIGs may include public employers, non-profit groups, and private employers in the same industry or trade association. On a quarterly basis, the DOI provides the Department of Industrial Accidents with a list of self Insurance Groups in Massachusetts. April, 2010
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Updated 7/2010
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The Bureau is a private non-profit unincorporated association of insurers that is licensed by the Massachusetts Division of Insurance as a rating organization for workers' compensation insurance in Massachusetts. We have been serving the needs of insurers, regulators, insurance agents and employers in Massachusetts since 1915.