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Division of Insurance Regulations


Copies of the Division's regulations are provided for your information. These are not official copies of the regulations. Official copies of the regulations are available through the Secretary of State's Office at the State House Book Store. They can be reached at (617) 727-2834. Important: if the regulation is not linked, it is not yet available in electronic format.


Massachusetts Division of Insurance Regulations
RegulationRegulation Title
211 CMR 1.00RESERVED
211 CMR 2.00RESERVED
211 CMR 3.00MOTORCYCLE INSURANCE
211 CMR 4.00RESERVED
211 CMR 5.00RESERVED
211 CMR 6.00RESERVED
211 CMR 7.00MASSACHUSETTS INSURANCE HOLDING COMPANY SYSTEM
211 CMR 8.00INVESTMENTS OF OFFICERS, DIRECTORS, AND PRINCIPAL STOCK- HOLDERS OF DOMESTIC STOCK INSURANCE COMPANIES
211 CMR 9.00RESERVED
211 CMR 10.00NATION-WIDE MARINE DEFINITIONS
211 CMR 11.00INSURANCE ON OUTBOARD MOTORS AND MOTOR BOATS -- OCEAN MARINE OR INLAND MARINE?
211 CMR 12.00RESERVED
211 CMR 13.00PROXIES, CONSENTS AND AUTHORIZATIONS OF DOMESTIC STOCK INSURERS
211 CMR 14.00RESERVED
211 CMR 15.00STATISTICAL PLANS 
211 CMR 16.00PETITION FOR THE ADOPTION, AMENDMENT OR REPEAL OF REGULATIONS 
211 CMR 17.00RESERVED
211 CMR 18.00RESERVED
211 CMR 19.00RESERVED
211 CMR 20.00RISK-BASED CAPITAL (RBC) FOR INSURERS
211 CMR 21.00RESERVED
211 CMR 22.00RESERVED
Please see 211 CMR 26.00.
211 CMR 23.00AUDITS OF INSURERS BY INDEPENDENT CERTIFIED PUBLIC ACCOUNTANTS FOR YEARS ENDING 1991 AND AFTER
211 CMR 24.00LIMITED LIABILITY COMPANIES AND LIMITED LIABILITY PARTNERSHIPS; MINIMUM AMOUNT OF LIABILITY INSURANCE
211 CMR 25.00RISK-BASED CAPITAL (RBC) FOR HEALTH ORGANIZATIONS 
211 CMR 26.00ANNUAL FINANCIAL REPORTING FOR YEARS ENDING 2010 AND AFTER 
211 CMR 27.00MILITARY SALES PRACTICES 
211 CMR 28.00LIFE INSURANCE ILLUSTRATIONS
211 CMR 29.00VALUATION OF LIFE INSURANCE POLICIES
211 CMR 30.00REINSURANCE OF PROPERTY AND CASUALTY RISKS BY LIFE INSURERS
211 CMR 31.00LIFE INSURANCE SOLICITATION
211 CMR 32.00USE OF GENDER-BLENDED AND SMOKER/NONSMOKER MORTALITY TABLES
211 CMR 33.00RESERVED
211 CMR 34.00THE REPLACEMENT OF LIFE INSURANCE AND ANNUITIES
211 CMR 35.00RESERVED
211 CMR 36.00THE USE OF AIDS-RELATED INFORMATION FOR LIFE AND HEALTH INSURANCE AND INFORMED CONSENT 
211 CMR 37.00INFERTILITY BENEFITS 
211 CMR 38.00COORDINATION OF BENEFITS (COB) 
211 CMR 39.00
ANNUITY MORTALITY TABLES FOR USE IN DETERMINING RESERVE LIABILITIES FOR ANNUTIES
211 CMR 40.00MARKETING OF INSURED HEALTH PLANS
211 CMR 41.00NONGROUP HEALTH INSURANCE RATE AND POLICY FORM FILINGS, REVIEW, AND HEARING PROCEDURES UNDER M.G.L. C. 176M
211 CMR 42.00THE FORM AND CONTENTS OF INDIVIDUAL ACCIDENT AND SICKNESS INSURANCE
211 CMR 43.00HEALTH MAINTENANCE ORGANIZATIONS (HMOS)
211 CMR 44.00CONFIDENTIALITY OF BIDS SUBMITTED FOR RESTRICTED PHARMACY NETWORK CONTRACTS - TO FACILITATE THE IMPLEMENTATION OF M.G.L. C. 176D § 3B
211 CMR 45.00ESTABLISHMENT OF SERVICE FEE TO INSURANCE PRODUCERS ASSISTING EMPLOYERS IN OBTAINING WORKMEN'S COMPENSATION
211 CMR 46.00RESERVED
211 CMR 47.00RESERVED
211 CMR 48.00RESERVED
211 CMR 49.00RESERVED
211 CMR 50.00CONTINUING EDUCATION FOR INSURANCE PRODUCERS
211 CMR 51.00PREFERRED PROVIDER HEALTH PLANS AND WORKERS’ COMPENSATION PREFERRED PROVIDER ARRANGEMENTS
211 CMR 52.00MANAGED CARE CONSUMER PROTECTIONS AND ACCREDITATION OF CARRIERS
211 CMR 53.00RESERVED
211 CMR 54.00PROCEDURE FOR SURRENDER AND NON-RENEWAL OF LICENSES BY INSURERS AUTHORIZED TO WRITE MOTOR VEHICLE INSURANCE
211 CMR 55.00DISCLOSURE REQUIREMENTS FOR LIFE INSURANCE POLICIES WITH ACCELERATED BENEFIT PROVISIONS AND ANNUITY CONTRACTS
211 CMR 56.00REDUCTIONS IN PREMIUM CHARGES FOR PRIVATE PASSENGER MOTOR VEHICLE INSURANCE FOR INSUREDS ELECTING OPTIONAL PARTICIPATING REPAIR SHOP ENDORSEMENT PLANS
211 CMR 57.00RECOGNITION OF THE 2001 CSO MORTALITY TABLE FOR USE IN DETERMINING MINIMUM RESERVE LIABILITIES AND NON-FORFEITURE BENEFITS
211 CMR 58.00PERMITTING THE RECOGNITION OF PREFERRED MORTALITY TABLES FOR USE IN DETERMINING MINIMUM RESERVE LIABILITIES 
211 CMR 59.00RESERVED
211 CMR 60.00RESERVED
211 CMR 61.00RESERVED
211 CMR 62.00RESERVED
211 CMR 63.00YOUNG ADULT HEALTH BENEFIT PLANS
211 CMR 64.00DEFINITIONS OF MEDICAL INSURANCE FOR M.G.L. C. 118E, § 9C 
211 CMR 65.00LONG-TERM CARE INSURANCE
211 CMR 66.00SMALL GROUP HEALTH INSURANCE
211 CMR 67.00WORKERS' COMPENSATION SELF-INSURANCE GROUPS
211 CMR 68.00RESERVED
211 CMR 69.00RESERVED
211 CMR 70.00MEMORANDUM OF ORDER RELATIVE TO THE ESTABLISHMENT OF A STATISTICAL PLAN (MASSACHUSETTS AUTOMOBILE STATISTICAL PLAN)
211 CMR 71.00MEDICARE SUPPLEMENT INSURANCE AND EVIDENCES OF COVERAGE ISSUED PURSUANT TO A RISK OR COST CONTRACT - TO FACILITATE THE IMPLEMENTATION OF M.G.L. C. 176K AND SECTION 1882 OF THE FEDERAL SOCIAL SECURITY ACT
211 CMR 72.00RESERVED
211 CMR 73.00RESERVED
211 CMR 74.00STANDARD OF FAULT TO BE USED BY THE BOARD OF APPEAL ON MOTOR VEHICLE LIABILITY POLICIES AND BONDS AND INSURERS
211 CMR 75.00REPORTING THE THEFT OF A MOTOR VEHICLE 
211 CMR 76.00RESERVED
211 CMR 77.00PROCEDURES FOR THE CONDUCT OF PROCEEDINGS ON FIXED-AND-ESTABLISHED PRIVATE PASSENGER MOTOR VEHICLE INSURANCE RATES 
211 CMR 78.00RESERVED
211 CMR 79.00PRIVATE PASSENGER MOTOR VEHICLE INSURANCE RATES 
211 CMR 80.00RESERVED
211 CMR 81.00RESERVED
211 CMR 82.00RESERVED
211 CMR 83.00RESERVED
211 CMR 84.00RESERVED
211 CMR 85.00REPEALED AS OF FEBRUARY 6, 2009
211 CMR 86.00RESERVED
211 CMR 87.00RESERVED
211 CMR 88.00PROCEDURES FOR THE APPEAL OF SAFE DRIVER INSURANCE PLAN (SDIP) MOTOR VEHICLE ACCIDENT SURCHARGES AND FOR CONDUCT OF SDIP MOTOR VEHICLE ACCIDENT SURCHARGE HEARINGS
211 CMR 89.00RESERVED
211 CMR 90.00LEGAL SERVICES PLANS
211 CMR 91.00MOTOR VEHICLE INSURANCE RATES
211 CMR 92.00RESERVED
211 CMR 93.00RESERVED
211 CMR 94.00PRE-INSURANCE INSPECTION OF PRIVATE PASSENGER MOTOR VEHICLES
211 CMR 95.00VARIABLE LIFE INSURANCE
211 CMR 96.00CONSUMER PROTECTION IN ANNUITY TRANSACTIONS
211 CMR 97.00PROCEDURE FOR CANCELLATION AND NON-RENEWAL OF MOTOR VEHICLE POLICIES
211 CMR 98.00RESERVED
211 CMR 99.00RESERVED
211 CMR 100.00RESERVED
211 CMR 101.00PROCEDURES CONCERNING RATE FILINGS MADE PURSUANT TO M.G. L. C. 175C AND THE CONDUCT OF HEARINGS ON SUCH FILINGS 
211 CMR 102.00RESERVED
211 CMR 103.00RESERVED
211 CMR 104.00RESERVED
211 CMR 105.00RESERVED
211 CMR 106.00RESERVED
211 CMR 107.00RESERVED
211 CMR 108.00RESERVED
211 CMR 109.00RESERVED
211 CMR 110.00PROCEDURES CONCERNING RATE FILINGS AND THE CONDUCT OF HEARINGS FOR WORKERS' COMPENSATION INSURANCE
211 CMR 111.00WORKERS' COMPENSATION INSURANCE REQUIREMENTS APPLICABLE TO EMPLOYEE LEASING COMPANIES AND THEIR CLIENT COMPANIES
211 CMR 112.00RESERVED
211 CMR 113.00REQUIREMENTS REGARDING WORKERS' COMPENSATION INSURANCE DEDUCTIBLES
211 CMR 114.00RESERVED
211 CMR 115.00REQUIREMENTS APPLICABLE TO WORKERS' COMPENSATION DEDUCTIBLE POLICIES 
211 CMR 116.00RESERVED
211 CMR 117.00RESERVED
211 CMR 118.00RESERVED
211 CMR 119.00RESERVED
211 CMR 120.00RESERVED
211 CMR 121.00PROCEDURES CONCERNING FILINGS OF MEDICARE SUPPLEMENT INSURANCE POLICIES AND EVIDENCES OF COVERAGE ISSUED PURSUANT TO A COST CONTRACT, RATES THEREOF, AND THE CONDUCT OF HEARINGS RELATING THERETO
211 CMR 122.00RESERVED
211 CMR 123.00DIRECT PAYMENT OF MOTOR VEHICLE COLLISION AND COMPREHENSIVE COVERAGE CLAIMS AND REFERRAL REPAIR SHOP PROGRAMS 
211 CMR 124.00RESERVED
211 CMR 125.00RESERVED
211 CMR 126.00RESERVED
211 CMR 127.00RESERVED
211 CMR 128.00RESERVED
211 CMR 129.00LIFE AND HEALTH REINSURANCE AGREEMENTS
211 CMR 130.00CREDIT FOR REINSURANCE
211 CMR 131.00REQUIREMENTS APPLICABLE TO INSURANCE ON LIABILITY FOR INJURY FROM EXPOSURE TO DANGEROUS LEVELS OF LEAD IN DWELLING UNITS
211 CMR 132.00ACTUARIAL OPINION AND MEMORANDUM REGULATION
211 CMR 133.00STANDARDS FOR THE REPAIR OF DAMAGED MOTOR VEHICLES
211 CMR 134.00211 CMR 134.00, Safe Driver Insurance Plan (Amendments Effective May 16, 2008)
211 CMR 135.00RESERVED
211 CMR 136.00RESERVED
211 CMR 137.00RESERVED
211 CMR 138.00RESERVED
211 CMR 139.00RESERVED
211 CMR 140.00PROCEDURES CONCERNING THE MERGER OR CONSOLIDATION OF INSURANCE COMPANIES
211 CMR 141.00REPEALED
211 CMR 142.00Insurance Sales by Banks and Credit Unions
211 CMR 143.00CREDIT INSURANCE DISCLOSURE REQUIREMENTS
211 CMR 144.00PROCEDURES FOR THE REGULATORY REVIEW OF AND PUBLIC HEARINGS ON PLANS OF REORGANIZATION OR CONVERSION PURSUANT TO M.G.L. c. 175, § §19F-19W
211 CMR 146.00SPECIFIED DISEASE INSURANCE