Metropolitan Property and Casualty Insurance Company (“Met P&C”) is paying nearly $345,000 in restitution to more than 2,600 former Massachusetts auto insurance policyholders as part of a
settlement 
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, reached with the Attorney General’s Office in September, 2012. The settlement results from the Attorney General’s investigation into allegations that between 2008 and 2010, Met P&C illegally terminated auto insurance policies belonging to drivers with clean driving records. The Attorney General’s Office alleges that Met P&C’s terminations violated the state’s “clean-in-three” rule, which protects good drivers from having their auto insurance policies non-renewed.
The “clean-in-three” rule took effect as part of the Commonwealth’s transition to a deregulated auto insurance market, which began in April, 2008. With certain exceptions, the “clean-in-three” rule protects drivers who have been licensed in Massachusetts and incident free for at least three years. The Division of Insurance has decided to phase out the “clean-in-three” protections for most Massachusetts drivers. However, the “clean-in-three” rule still prevents insurance companies from non-renewing most qualifying auto insurance policies issued before June 1, 2012. For more information about the “clean-in-three” protections, you can visit the Division of Insurance's FAQ.
Read the Attorney General's press release concerning the settlement.
Consumers who have questions about the Attorney General’s settlement with Met P&C can call the Attorney General’s Insurance & Financial Services Hotline at 1-888-830-6277.