The Attorney General's Office enforces federal and state fair credit and lending laws to protect residents of, and visitors to, the Commonwealth from discriminatory treatment in accessing credit or financial services. This includes enforcement of the Fair Housing Act ( 42 U.S.C. §§ 3601 et. seq.), which prohibits discrimination in the sale of a dwelling and in residential real estate transactions. Residential real estate-related transactions are defined by the Act to include the making or purchasing of loans or providing other financial assistance for purchasing, constructing, improving, repairing or maintaining a dwelling, and other transactions.

The AGO enforces federal and state fair credit and lending laws based on a person's membership in one of the following protected classes:

  • Race
  • Color
  • Religious creed
  • National origin
  • Ancestry
  • Sex
  • Gender Identity
  • Marital status
  • Veteran status
  • Age
  • Handicap/disability
  • Sexual orientation
  • Children
  • Public assistance

The AGO also enforces the Massachusetts Antidiscrimination Law (M.G.L. c. 151B), and the Massachusetts Consumer Protection Act (M.G.L. c. 93A), which prohibit discrimination in credit or financial services.


If You Are a Victim

If you believe you have been a victim of credit or financial services discrimination you may contact the Civil Rights Division at (617) 727-2200 or file a civil rights complaint. In addition you may file with the Massachusetts Commission Against Discrimination at (617) 994-6000.

If you believe you have been a victim of predatory lending, you may also choose to contact the Attorney General's Consumer Protection Division to learn more about your rights in foreclosures and mortgage lending. For additional information, view the Foreclosures and Mortgage Lending pages within the Consumer Protection section of this website.