The U.S. Department of Veterans Affairs (VA) home loan program provides home mortgage loans to veterans.  For VA housing loan purposes, the term “veteran” includes certain members of the Selected Reserve, active duty service personnel and certain categories of spouses.  To find out if you are eligible visit the “Home Loan Guaranty Services” section of the VA website at:

If a lender cannot verify a veteran’s eligibility electronically, the veteran can apply for a Certificate of Eligibility by submitting a completed VA Form 26-1880, Request Certificate of Eligibility, with proof of military service, to:

VA Loan Eligibility Center
251 N. Main Street
Winston-Salem, NC 27155