Once you have enrolled in a health plan, take steps to protect your coverage. If your plan requires you to pay a monthly premium, remember to pay on time and keep a record of all of your payments. Failure to pay your premiums on time may result in termination of your coverage.

You should also become familiar with your plan's requirements for referrals, pre-authorization of services, and the reporting of certain events such as medical emergencies or the birth of a child. You may be responsible for costs for services if you do not obtain the required advance approvals or let the insurer know about emergencies, births, or other important events within a certain time period.