Benefit Enrollment

These comprehensive guides provide an overview of the choices available to you. Active Employees - see the GIC Coordinator in your benefits office for a printed version of the guide. Retirees and survivors receive the guide at their home. Transportation and Municipal enrollees joining the GIC will receive their guide through their benefits office.

Open Enrollment gives new municipal members an opportunity to review their GIC Health Plan options and enroll in a plan.

If you are a new GIC-eligible employee, you can enroll in GIC benefits within 10 calendar days of your first date of employment.

If you are a state employee looking to save money on your federal and state taxes, take advantage of the GIC's pre-tax benefits. Open enrollment for Flexible Spending Account (FSA) benefits takes place in the fall. Current participants MUST re-enroll to receive benefits in the next calendar year.

If you have access to non-GIC Health Insurance (for example, through your spouse) it may pay to participate in the Buyout Program.

During annual enrollment, eligible state employees, participating authority, charter school, and planning council employees may choose from the following options.

Retirees and Survivors of the Commonwealth of Massachusetts, participating authority, charter school, planning council, and GIC Retired Municipal Teachers (RMTs) not participating in the municipal program may choose from the options outlined.

During annual enrollment, existing GIC-eligible municipal members may enroll in a health plan for the first time or change their health plan options.

Open enrollment for transportation agency employees joining the GIC July 1.

If you are a retiree or survivor of a transportation agency joining the GIC, find out what your open enrollment options are.

If you are a Retiring Municipal Teacher (Non-Municipality Program), you can enroll in GIC benefits before you retire. You do not need to enroll during the GIC's annual enrollment period. See your benefits department and the RMT section of this site for more information.

GIC eligible employees and retirees are invited to provide feedback at the annual public hearing, which takes place in February.

Find out about the Commonwealth Choice health insurance option for non-GIC eligible state employees in HR-CMS agencies and UMass.