These communications provide an overview of your benefit options. All content of the Benefit Decision Guides is available as links off this main Benefit Decision Guide page.
An overview of your Annual Enrollment options.
- An outline of the what is new for annual enrollment.
- Employee and Non-Medicare Retiree/Survivor Health Plan changes effective July 1, 2014
- Benefit changes for Wellness, Long Term Disability, Life Insurance, and the GIC Dental/Vision Plan effective July 1.
Limited network plans help address differences in provider costs. You will enjoy similar benefits to wider network plans, but will save money because limited network plans have a smaller network of providers (fewer doctors and hospitals).
- An overview of health plan options for active state employees.
- An overview of non-health benefits for state employees
- Monthly premiums for GIC benefits effective July 1.
- If you have access to non-GIC Health Insurance (for example, through your spouse) it may pay to participate in the Buyout Program.
- For more information, attend a GIC Health Fair.
Attend an optional life insurance mini fair or one of the GIC’s health fairs to learn about state employee life insurance benefits and take advantage of the special open enrollment with no proof of good health required.
- GIC enrollees MUST notify their benefit coordinator (Active Employees) or the GIC (Retirees and Survivors) when their personal information changes. Failure to provide timely notification of personal information changes may affect your insurance coverage and may result in your being billed for health care services provided to you or a family member.
- If you are an employee of the MBTA joining the GIC, find out what your enrollment options are.