State Retiree-Survivor Benefit Decision Guides

Retirees and Survivors of the Commonwealth of Massachusetts, participating authority, charter school, planning council, and GIC Retired Municipal Teachers (RMTs) not participating in the municipal health-only program may choose from the options outlined.

If you are a retiree or survivor of a transportation agency joining the GIC, find out what your open enrollment options are.

An outline of what is new for annual enrollment.

Benefit changes for Medicare health plans effective July 1.

Non-Medicare Retiree/Survivor Health Plan benefit changes effective July 1.

Benefit changes for Retiree Dental, and Wellness effective July 1.

Limited network plans help address differences in provider costs.  You will enjoy similar benefits to wider network plans, but will save money because limited network plans have a smaller network of providers (not every doctor and hospital). 

An overview of your health plan options

An overview of non-health benefits for state retirees

The health insurance buy-out option is now available twice per year.

Monthly premiums for GIC benefits effective July 1.

Information on when to enroll in Medicare Part B

For state retirees, municipal retirees, deferred retirees, and former employees receiving continuation coverage

For GIC Retired Municipal Teachers (RMTs - non-municipal) and Elderly Governmental Retirees (EGRs)

For more information, attend a GIC Health Fair.

GIC enrollees MUST notify the GIC when their personal information changes. Failure to provide timely notification of personal information changes may affect your insurance coverage and may result in your being billed for health care services provided to you or a family member.