Benefit Decision Guides

These comprehensive guides provide an overview of the choices available to you for Fiscal Year 2018. Active employees- see your GIC Coordinator for a printed version of the guide. Current retirees and survivors receive the guide at their home.  New municipal and school district employees and retirees receive the guide through their benefits office. 

2017-2018 Municipal Benefit Decision Guide  pdf format of 2017-2018 Municipal Benefit Decision Guide
file size 1MB - an overview of health benefits for participating municipal employees, retirees and survivors.

2017-2018 Active State Employee Benefit Decision Guide  pdf format of 2017-2018 Active State Employee Benefit Decision Guide
file size 1MB - an overview of benefits for active state employees including employees from higher education, planning councils, participating charter schools, housing, redevelopment, and other authorities.

2017-2018 State Retiree/Survivor Benefit Decision Guide  pdf format of 2017-2018 State Retiree/Survivor Benefit Decision Guide
file size 1MB - an overview of benefits for state retirees and survivors. This guide also covers retirees and survivors from higher education, planning councils, participating charter schools, housing, redevelopment, and other authorities as well as Retired Municipal Teachers in the GIC RMT program and Elderly Governmental Retirees (EGRs).

At-a-Glance Brochures Effective July 1, 2017

These side by side comparisons of GIC health plan benefits are available as a download and at the GIC health fairs.

Employee Non-Medicare Retiree/Survivor pdf format of FY18employee_nonMedBAG.pdf
benefits at a glance

Non-Medicare Health Plans for GIC Retired Municipal Teachers (RMTs) and EGRs pdf format of FY18_RMTEGR_BAG.pdf
benefits at a glance

Medicare Retiree/Survivor pdf format of FY18_Medicare_BAG.pdf
benefits at a glance

Health Plan Locator Map Effective July 1, 2017

Where you live determines which plan you may enroll in.  Find out which plans are available in your area.

Locator Map pdf format of Locatormap.pdf

Rates Effective July 1, 2017

See the rates section of our website for monthly premiums effective July 1, 2017


This information provided by the Group Insurance Commission .