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Open Enrollment Information
Open Enrollment
Commonwealth Choice pretax health insurance open enrollment for non GIC-eligible state employees in HR/CMS agencies and UMass will take place May 1 to May 31, 2013 for coverage effective July 1, 2013.
You must elect coverage between May 1 and May 15 to have your premiums paid entirely through pretax payroll deduction. Elections made between May 16 and May 31 require the first month’s premium to be paid on a post-tax basis.
The Commonwealth of Massachusetts’ Employer ID # is 149683.
The UMass Employer ID # 152368.
Please see the table below for examples of enrollment and benefit coverage scenarios.
Open Enrollment Period |
Election Completed |
Coverage Date |
May 1 to May 31 | Elect coverage by May 15 | July 1 |
| Elect coverage after May 15* | July 1 |
*Coverage periods are based on Commonwealth Choice receiving a full month’s premium prior to the coverage Effective Date. Health coverage will generally not be effective until at least 45 days after enrollment due to billing cycle time and payroll deductions. To guarantee coverage, if you elect coverage between May 16 and May 31, you must submit the first month’s post tax payment directly to Commonwealth Choice. Commonwealth Choice will send you a confirmation indicating your monthly premium due. Please specify the account number and the employee reference number to apply payment appropriately and timely. Payment must be sent to:
Commonwealth Choice
554 Main St
Worcester, MA 01608
Please refer to the online FAQs for Employees for additional information.
This information is provided by the Group Insurance Commission.


