New Hires

Eligible new hires will have 45 days to enroll in a Commonwealth Choice health plan. Employees who do not enroll within 45 days can purchase individual Commonwealth Choice coverage on a post-tax basis.

Please note that health coverage will generally not be effective until at least 45 days after enrollment due to billing cycle time and payroll deductions.

Already Enrolled?

If you are already enrolled in a Commonwealth Choice plan on a pre tax basis, you will receive a letter directly from Commonwealth Choice regarding your renewal.

If you choose to renew your existing coverage, you will not need to do anything – your coverage will automatically renew with Commonwealth Choice. You will receive a new premium amount and learn about any changes to your plan directly from Commonwealth Choice prior to your renewal date.

During the open enrollment period of May 1st to May 31st, you may choose another carrier and/or health plan –Commonwealth Choice plans are designated into Gold, Silver and Bronze levels, based on price and benefits.  All plans carry the Commonwealth Choice’s Seal of Approval. 

  • If you change your benefits before May 15, coverage will be effective July 1.
  • If you change your benefits between May 16 and May 31st and you want coverage effective July 1, you will be required to submit an additional premium payment via check or additional payroll deductions

You may cancel your current health plan coverage but be aware that if you do not have coverage that meets minimum coverage standards under the Health Care Reform law, you may be subject to MA state penalty as a non-insured resident.

Need More Information?

To get an idea of the costs and components of the plans offered through Commonwealth Choice you can visit their website at MAhealthconnector.org.  Click on the Individuals & Families section to shop and compare plans.  Additionally you can call 1-877-MA-ENROLL to ask for plan brochures. For TTY service please call 1-888-213-8163.

This information is provided by the Group Insurance Commission.