Examples can include:
- Physician office visit and prescription drug copayments
- Medical deductibles and coinsurance
- Eyeglasses, prescription sunglasses, and contact lenses
- Orthodontia and dental benefits
- Hearing aids and durable medical equipment
- Smoking cessation and child birth classes
- Chiropractor and acupuncture visits
Download the
Flexible Spending Account Brochure 2012 
file size 6MB
for an overview. For a comprehensive list of covered expenses, download the
HCSA and DCAP list of eligible expences 
For calendar year 2012, participants can contribute $500 to $5,000 through payroll deduction on a pre-tax basis.
All HCSA participants receive a free debit card from Benefit Strategies to conveniently pay for health care expenses out of their HCSA account. Alternately, as you incur health care expenses, submit a claim form and receipt to Benefit Strategies. They will deposit the reimbursement to your bank account or will mail you a check, depending on whether or not you enroll in direct deposit. As required by the IRS, keep copies of all HCSA receipts with your tax documents.
Eligibility and Monthly Fee
All active state employees who are eligible for health benefits with the GIC are eligible for HCSA. Employees must work at least 18.75 hours in a 37.5-hour work week or 20 hours in a 40-hour work week. For the 2012 calendar year, the monthly administrative fee for HCSA alone, DCAP alone, or HCSA and DCAP combined will be $3.60 per month on a pre-tax basis.
Enrollment
New Employees
New state employees may enroll for partial-year benefits. For HCSA, new hire benefits begin at the same time as other GIC benefits.
Open Enrollment and Enrollment During The Year
The HCSA and DCAP plan year is January through December. Open enrollment for these programs will take place October 3 - November 18, 2011 for 2012 calendar year benefits. You must re-enroll each year. Employees that have a "qualified" family status change during the plan year, as outlined on the enrollment and change form, may also enroll.
It is important to estimate your expenses carefully, as the Internal Revenue Service requires that any unused funds in a participant's account at plan year-end be forfeited. This is a 2 1/2 month grace period (March 15 of each year) after the plan year ends to incur the expenses applied to the prior year balance
HCSA Questions?
Benefit Strategies 1-877-FLEXGIC (1-877-353-9442); flexgic@benstrat.com
HCSA/DCAP Participant Handbook FY2012
Manage Your Account Online
Learn about and manage your HCSA account online:
- Account Balances
- Claims Received
- Claims Processed
- Dates when Checks were Paid
- Download Forms
Questions about managing your account online? Contact Benefit Strategies at 1-877-FLEXGIC (353-9442).
This information provided by the Group Insurance Commission.