Insureds with Optional Life Insurance who have been tobacco-free for at least the past 12 months (have not smoked cigarettes, cigars, or a pipe, nor used snuff, chewing tobacco, or a nicotine delivery system) are eligible to apply for reduced Optional Life insurance rates during Annual Enrollment.  The reduced Optional Life Insurance rate will be effective that July 1.

  1. Instruct the employee to complete and sign Enrollment/Change Form (Form-1) before the end of Annual Enrollment, indicating he/she is a non-smoker and has been tobacco free for the past twelve months.
  2. Photocopy Enrollment/Change Form (Form-1) and file it in the employee’s personnel file.
  3. Send the original signed Enrollment/Change Form (Form-1) to the GIC.
  4. The GIC will update the MAGIC system, which will automatically update the employee’s Optional Life insurance premium and deduction.

This information provided by the Group Insurance Commission .