During annual enrollment, or anytime during the year due to a family status change, employees may elect to opt in or out of pre-tax premium deductions. Qualifying family status changes include: marriage, legal separation, divorce, birth or adoption of a child, death of a spouse or dependent, spouse commences or is terminated from employment, employee or spouse takes unpaid leave of absence, or employee loses health insurance elsewhere through no fault of the employee.
Opt-in: Employees who elected NOT to participate in the pre-tax program may elect to participate. There are no GIC enrollment/change forms to be completed to enroll in the Pre-tax program. The employee must see his/her payroll department and inform them of his/her decision to have deductions made on a pre-tax basis. The payroll person updates the payroll system to reflect the employee’s pre-tax change election.
Opt-out: Employees who participate in the pre-tax program may elect NOT to participate:
- The employee completes and signs the Pre-Tax Basic Life and Health Insurance Plan Election Not to Participate Form.
- The form is forwarded to the agency’s payroll department. The payroll person updates the payroll system to reflect the employee’s pre-tax change election.
- File the original form in the employee’s personnel file. Do not send the form to the GIC.
This information provided by the Group Insurance Commission.