Permanent employees of participating municipalities must work at least 18.75 hours in a 37.5 hour workweek or 20 hours in a 40-hour workweek to be eligible for GIC health insurance.

Coverage Effective Date

New employee coverage begins on the first day of the month following 60 calendar days from the first date of employment, or two calendar months, whichever comes first.

Date of employment is from:

Coverage begins on:

Jan. 2- Feb. 1

April 1

Feb. 2 - March 2

May 1

March 3 - April 2

June 1

April 3 - May 2

July 1

May 3 - June 2

August 1

June 3 - July 3

September 1

July 4 - August 2

October 1

Aug. 3 - Sept. 2

November 1

Sept. 3 - Oct. 2

December 1

Oct. 3 - Nov. 2

January 1

Nov. 3 - Dec. 3

February 1

Dec. 4 - Jan. 1

March 1

If an employee loses health insurance elsewhere, he or she can enroll in GIC coverage at any time during the year with proof of loss of other coverage. See LATE ENROLLMENT section for details.

Health Plans

Employees and their families can choose from an array of health plans. Each employee's needs are different. It is important that you, the GIC Coordinator, learn about the similarities and differences among the plans and where the plans are available. Recommend that the employee research his/her options and obtain the following information before making a selection.



Is the plan available where the employee lives?

Benefit Decision Guide

Is the employee eligible to join?

Benefit Decision Guide

Are the employee's doctors and hospitals in the plan?

Contact the plan by phone or website

Monthly premium cost

Benefit Decision Guide

See the Benefit Decision Guide for health plan options. These are distributed immediately before annual enrollment and are on the GIC's website.

This information provided by the Group Insurance Commission .