Insureds with Optional Life Insurance who have been tobacco-free for at least the past 12 months (have not smoked cigarettes, cigars, or a pipe, nor used snuff, chewing tobacco, or a nicotine delivery system) are eligible to apply for reduced Optional Life insurance rates during Annual Enrollment. The reduced Optional Life Insurance rate will be effective that July 1.
- Instruct the employee to complete and sign Enrollment/Change Form (Form-1) before the end of Annual Enrollment, indicating he/she is a non-smoker and has been tobacco free for the past twelve months.
- Photocopy Enrollment/Change Form (Form-1) and file it in the employee’s personnel file.
- Send the original signed Enrollment/Change Form (Form-1) to the GIC.
- Update your payroll system with the new premium deduction.
This information provided by the Group Insurance Commission .
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