Insureds with Optional Life Insurance who have been tobacco-free for at least the past 12 months (have not smoked cigarettes, cigars, or pipes, nor used snuff or chewing tobacco) are eligible to apply for reduced optional life insurance rates during annual enrollment.  The reduced Optional Life Insurance rate will be effective that July 1.

  1. Instruct the employee to complete and sign Insurance Enrollment and Change Form (Form-1) during Annual Enrollment, indicating he/she is a non-smoker and has been tobacco free for the past twelve months.
  2. Photocopy Insurance Enrollment and Change Form (Form-1) and file it in the employee’s personnel file.
  3. Send the original signed Insurance Enrollment and Change Form (Form-1) to the GIC.
  4. Update your payroll system with the new premium deduction.

This information provided by the Group Insurance Commission .