The GIC’s popular Retiree Dental Plan will get even better beginning July 1, 2013.  The annual maximum benefit will increase from $1,000 to $1,250 per member.  Reimbursements to providers for the most common procedures, such as periodontal maintenance and a two-surface amalgam (silver tooth fillings), will increase, which means lower out-of-pocket costs for more than half of members.  For the first time, dental implants will be covered.

Accompanying these benefit enhancements will be a modest premium increase of 3.4% and coverage frequency changes to match industry standards for certain preventive care services, such as crown and bridge replacements. 

Details on program enhancements, changes and rates will be in the 2013-2014 GIC Benefit Decision Guide.  Retirees and survivors will receive their guide at the permanent address the GIC has on file; guides will also be posted on the GIC’s website before annual enrollment begins on April 10.

Commonwealth of Massachusetts retirees and survivors and GIC Retired Municipal Teachers (RMTs) are eligible for the GIC Retiree Plan.  For the first time, municipalities can also offer this benefit to their retirees and survivors.  The following municipalities have elected to offer the program effective July 1, 2013: 

Cities of Melrose, Peabody, and Pittsfield

Towns of Bedford, Brookline, Holbrook, Holden, Hopedale, Millis, Randolph, and Saugus

Athol-Royalston School District and Northeast Regional Technical School


This information provided by the Group Insurance Commission.