Retiree Dental Benefits for State Retirees and Survivors

GIC Retiree Dental Plan

Metropolitan Life Insurance Company (MetLife) is the provider of the GIC Retiree Dental Plan.  The plan offers a fixed reimbursement for dental services, such as examinations, cleanings, fillings, crowns and dentures.

As a member of this plan, you may go to the dentist of your choice. However, you will save money by visiting one of the over 218,000 nationwide network of participating dentists.  When you visit a MetLife provider, your out-of-pocket expenses will be lower, as you usually pay the lower negotiated fee, even after you have exceeded your annual maximum. 

This is an entirely voluntary plan (retiree-pay-all) that provides GIC members with coverage at discounted group insurance rates through convenient pension deductions.  

Benefit Enhancements and Changes Effective July 1, 2013

• Increased annual maximum to $1,250 per member
• Coverage for dental implants
• Increased dental provider reimbursements for 10 of the most commonly used procedures.  These include periodontal maintenance and a two-surface amalgam (silver filling).  This change means lower out-of-pocket costs for members.
• Change in coverage frequency for the following services in line with industry standards:
  • • Fluoride treatment covered once per year
    • Sealants covered every 48 months
    • Replacement of fixed bridges, crowns, and dentures covered every 84 months
    • Quadrant periodontal surgery covered every 36 months

Eligibility

All state retirees, Elderly Governmental Retirees (EGRs), survivors and GIC Retired Municipal Teachers (RMTs who do not participate in the municipal health-only program) are eligible for the GIC Retiree Dental Plan.

Enrollment

Eligible retirees may join during annual enrollment, when COBRA dental coverage ends, when they become a survivor of a GIC member, or at retirement. However, if you have ever dropped coverage, you can never re-enroll in the plan.

GIC Retiree Dental Plan Questions?

Contact MetLife 1-866-292-9990

Retiree Dental Plan Handbook FY14  file size 1MB
Retiree Dental Plan Handbook FY14 Word Document (not yet available)

This information provided by the Group Insurance Commission.