Medicare Part D Prescription Drug Reminders and Warnings

For most GIC Medicare enrollees, the drug coverage you currently have through your GIC health plan is a better value than a basic Medicare Part D drug plans being offered.  Therefore, most individuals should not enroll in an individual federal Medicare drug plan. 

  • A “Notice of Creditable Coverage” is in your plan handbook.  It provides proof that you have comparable or better coverage than Medicare Part D.  If you should later enroll in a Medicare drug plan because of changed circumstances, you must show the Notice of Creditable Coverage to the Social Security Administration to avoid paying a penalty.  Keep this notice with your important papers.
  • If you are a member of Harvard Medicare Enhance, Health New England MedPlus or Tufts Medicare Complement and have extremely limited income and assets, contact the Social Security Administration to find out about subsidized Part D coverage.  If you are eligible, you may want to enroll in one of the GIC’s Medicare Part D Plans (Fallon Senior Plan, Tufts Medicare Preferred, and, in January, UniCare State Indemnity Plan/Medicare Extension).

If you are a member of one of our Medicare Advantage plans (Fallon Senior Plan and Tufts Health Plan Medicare Preferred), or the UniCare State Indemnity Plan/Medicare Extension (OME) effective January 1, 2016, your plan automatically includes or will include Medicare Part D coverage.  If you enroll in another Medicare Part D drug plan, the Centers for Medicare & Medicaid Services will automatically dis-enroll you from your GIC Medicare Advantage health plan, which means you will no longer have a Medicare plan through the GIC.

This information provided by the Group Insurance Commission .