Municipalities that participate in the GIC health insurance program now have the opportunity to offer their retirees and survivors the GIC Retiree Dental Program. The Commonwealth’s Fiscal Year 2013 budget included a provision to extend the GIC Retiree Dental coverage to participating GIC municipalities. Municipalities have until December 1, 2012, to opt into the program for July 1, 2013 coverage. They may only offer this coverage if they do not offer another retiree dental plan. Each December 1 of subsequent years, participating municipalities may opt into the program for July 1 coverage, with the term concurrent with the city or town’s GIC health insurance coverage.
The GIC Retiree Dental Program is administered by Metropolitan Life Insurance Company (MetLife). The plan offers a fixed reimbursement for dental services, such as examinations, cleanings, fillings, crowns and dentures with a calendar year maximum of $1,000 per person. Members of the plan may go to the dentist of their choice, but will save money by visiting one of the over 168,000 nationwide MetLife network providers. Not only are out-of-pocket costs lower with participating providers, but when a member exceeds the annual calendar year maximum, they will continue to receive discounted fees.
The Retiree Dental Program is a retiree-pay-all program available through convenient pension deduction. Retirees and Survivors of municipalities that opt into the program will receive additional details and enrollment materials during the GIC’s spring annual enrollment period. For additional details about the program, visit the Retiree Dental section of the website. Contact your municipality to find out if you will be offered this program for July 1, 2013.
This information provided by the Group Insurance Commission.