What You Need to Do When You Receive It

As it has done since 1991, the GIC will mail each member a customized benefit statement during the last week of January, giving you an overview of the benefits you have with the GIC and whom you cover.  When you receive the statement, carefully review the following information to see if there are any errors:

  • Spelling of your name and covered dependents;
  • Dates of birth;
  • Your Marital status, and, if applicable, your former spouse;
  • Status of your covered dependents;
  • Life insurance beneficiary (state employees and retirees only); and
  • Home address

! If you are legally separated or divorced, it’s critical that you check to be sure your former spouse is listed as “F” (former spouse) and not “S” (spouse).  If your former spouse is listed as a spouse, you must report the divorce using the included change form.  If you fail to report a divorce or remarriage, your health plan and the GIC have the right to seek recovery of health claims paid or premiums owed for your former spouse, which can be extremely costly.

! If you are a survivor of a covered state or municipal employee or retiree and remarry, you must notify the GIC of your remarriage.  GIC health insurance coverage ends upon the remarriage of a covered survivor.

Part of the GIC’s ability to be able to offer affordable coverage is to only cover people who are eligible for coverage.  The benefit statements are one way the GIC informs members about their continued eligibility.  An easy-to-use change form and a return envelope are included for your convenience.  Please remember to notify your GIC Benefit Coordinator (active employees) or the GIC (retirees and survivors) of any status changes, including family additions.

State Employees – State Board of Retirement Beneficiary Information

Active State employees who participate in the State Board of Retirement’s (SRB’s ) retiree benefits will receive SRB beneficiary information on the back of their GIC benefit statement.  Your SRB beneficiary is the person or persons who receive certain pension benefits and payments of unused vacation or sick time owed should you die while in active state service and before retirement.  Your SRB beneficiary may be different from your GIC beneficiary for life insurance benefits – be sure both beneficiaries are correct – the SRB and GIC are different agencies and maintain their own records of beneficiary details.  A return envelope and a SRB beneficiary form will be included with your statement so you can correct your SRB beneficiary information if needed.

This information provided by the Group Insurance Commission .