The Merit Rating Board is the Commonwealth's central repository of motor vehicle violations, at-fault accident claim records, and comprehensive claim records. The Board uses this information to administer the Safe Driver Insurance Plan (SDIP), by which Massachusetts automobile insurers adjust premiums through surcharges or credits based on an individual's driving record. All moneys collected from surcharges are distributed in the form of credits. All expenditures of the Merit Rating Board are reimbursed to the Commonwealth by automobile insurers doing business in Massachusetts through annual assessments by the Office of Consumer Affairs and Business Regulations. The Board also provides data to the Insurance Commissioner for use in rate setting.

Budget Recommendation

The amount recommended for Fiscal Year 1999 will enable the Board to provide the same level of service as in Fiscal Year 1998.

Budgetary Direct Appropriations

MERIT RATING BOARD
8400-0100	For the operation of the safe driver insurance plan program, including the rent and related parking and utility expenses of the merit rating board	7,359,605
	Highway Fund 100%