Contents

Massachusetts Laws

Massachusetts Regulations

Federal Laws

Federal Regulations

Selected Case Law

Web Sources

Print Sources


Massachusetts Laws

MGL c.93, s.48-70 Credit Reporting
MGL c.140D Consumer Credit Cost Disclosure
MGL c.171, s.8 et seq. (as added by St.2014, c.466) Credit Union Branching

Massachusetts Regulations

201 CMR 16 pdf format of 201 CMR 16
Credit Reporting Security Freeze
209 CMR Division of Banks

Federal Laws

15 USC 1601et seq. : Truth in Lending Act
15 USC 1681 et seq. : Fair Credit Reporting Act
PL 111-24 Credit Card Accountability Responsibility and Disclosure Act of 2009 , or the Credit CARD Act of 2009

Federal Regulations

12 CFR 226 Regulation Z Truth in Lending
Federal Regulations related to Credit and Banking

Selected Case Law

Lance v. PNC Bank, NA , US District Court, Mass. (2015)
In "an action arising out of allegedly improper reporting of the status of a residential mortgage loan to a credit reporting company," claims under MGL c.93, s.54A and c.93A are preempted by the federal Fair Credit Reporting Act (FCRA). 

Tyler v. Michaels Stores , 464 Mass. 492 (2013)
Construing G. L. c. 93, § 105 (a), the court held: "a zip code constitutes 'personal identification information' ...; that the term 'credit card transaction form' refers equally to electronic and paper transaction forms; and that a plaintiff may bring an action for violation of G. L. c. 93, § 105 (a), without alleging a claim of identity fraud."

Web Sources

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Last update: October 15, 2015

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