If you received a 30-day demand letter, you have thirty (30) days to respond. You must respond in writing. You may want to consider offering a settlement early on. A settlement can limit the amount you may owe to that person. A court might also find against you if you don’t offer a settlement.

If the court thinks that your offer was reasonable, and the person rejected it, the court may limit the amount you pay. The amount may be limited to what you offered to pay.