Massachusetts state law requires business owners to carry workers' compensation covering their employees and themselves, if they are employed by their company. The Massachusetts Department of Industrial Accidents administers the law and publishes the "Employer's Guide to Workers' Compensation." You can also call the Department of Industrial Accidents at 617-727-4900 or toll-free at 800-323-3249.

Workers' compensation insurance can be purchased through any insurance agent or broker who handles business insurance, or through a casualty insurance company.