Impact of Federal Health Reform

The Division of Health Care Finance and Policy and Associated Industries of Massachusetts (AIM) are convening interactive forums for Massachusetts employers to discuss the impact of federal health care reform on businesses in the Commonwealth. Area businesses are invited to participate. The forum's key objective is to foster dialogue between state officials and employers about national health care reform and what it means for businesses across the state.

This guide provides a high-level overview of the federal health reform law signed by President Obama on March 23, 2010 and how it may impact Massachusetts employers, with suggestions on where to find more information.

Several provisions of federal health reform that impact employers are effective immediately. In 2010 and 2011, important provisions for employers include small business tax credits to offer health coverage, reinsurance for retiree health coverage, employer notice requirements, and grants for worksite wellness programs. A short summary of some of these provisions is provided.

In March 2010, this country witnessed an historic achievement: the passage of the most important federal health reform since the passage of Medicare and Medicaid in 1965. The Patient Protection and Affordable Care Act of 2010, or PPACA, will create the biggest expansion of health care coverage, making health insurance accessible to millions of people who currently are uninsured. PPACA also protects individuals from insurance industry discrimination and moves the nation toward health care cost containment, which will enable us to afford expanded access to health insurance.