Massachusetts Health Care Workforce Center
Massachusetts offers loan repayment programs for primary health care professionals in a variety of disciplines including physicians, dentists, nurse practitioners, and behavioral health professionals. The goal of these programs is to provide educational loan repayment as an incentive for health professionals to practice in communities where significant shortages of health care providers and barriers to access have been identified.

Component A is a loan repayment program available to primary care providers including primary care physicians (M.D. & D.O.), nurse practitioners, physician assistants, clinical or counseling psychologists, psychiatric nurse specialists, licensed professional counselors, certified nurse midwives, general practice dentists, dental hygienists, clinical social workers, mental health counselors, and marriage and family therapists. Health professionals must be employed by or have a contract to work in eligible public or non-profit healthcare organizations located in a federally designated Health Professional Shortage Area (HPSA). Physicians, psychologists, dentists and nurse practitioners are eligible for up to $25,000 per year ($50,000 total award over two years). All other qualified health professionals are eligible for up to $20,000 per year ($40,000 total award over two years).

Component C is a loan repayment program for primary care physicians ( M.D. & D.O.), or nurse practitioners practicing within the fields of family medicine, internal medicine, pediatrics, obstetrics/gynecology or psychiatry and meet criteria of practicing in a high need community. Applicants must commit to two years of full-time work or the equivalent extended commitment of part time work (e.g. a 20-hour work week will mean a 4-year contract) providing services in an eligible facility or setting. Awards are available for up to $25,000 per year with a total maximum award of up to $50,000 for a two year contract.

Participants/award recipients can not be concurrently taking part in any other government loan repayment plan or be member of the National Health Service Corps.

Applications for the two loan repayment programs must be submitted to the Massachusetts Primary Care Office and awards are made yearly. Other restrictions may apply.


This information is provided by the Office of Primary Care within the Department of Public Health.