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The GIC Dental/Vision Program is for state employees who are not covered by collective bargaining or do not have another Dental and/or Vision Plan through the state. The plan primarily covers managers, Legislators, Legislative staff, and certain Executive Office staff. Employees of authorities, municipalities, higher education, and the Judicial Trial Court system are not eligible for GIC Dental/Vision coverage..
Dental
Benefits There are two dental plan options:
Both offer access to the MetLife Preferred Dentist Program (PDP), a network of participating dentists that have agreed to accept a schedule of reduced fees. The negotiated fees apply even after you have exceeded the annual maximum.
The GIC recommends that you check to see whether you and/or your dependents receive all of your dental care from a participating PDP dentist. If so choosing the MetLife Value (PPO) Plan will save you on monthly premium costs. However, if you are in the MetLife Value (PPO) Plan and you go out of network, you will need to satisfy a deductible and the benefit levels are slightly lower. Keep in mind that if you enroll in the PPO Value Plan and your dentist leaves the plan during the year, you may not change plans until the next annual enrollment . If you and/or your dependents do not visit participating dentists, choosing the MetLife Classic (Indemnity) Plan will provide higher benefit levels.
Vision
Benefits
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