As a member of this plan, you may go to the dentist of your choice. However, you will save money by visiting one of the over 106,000 nationwide participating providers. When you visit a participating provider, your out-of-pocket expenses will generally be lower and if you exceed the annual calendar year maximum, you will continue to receive discounted rates.  

This is an entirely voluntary plan (retiree-pay-all) that provides GIC members with coverage at discounted group insurance rates through convenient pension deductions.  

Enrollment

All GIC retirees, GIC Retired Municipal Teachers , Elderly Governmental Officials (EGRs), and survivors are eligible for the GIC Retiree Dental Plan. (Retired teachers who participate in the GIC municipal program for health-only benefits are not eligible).Eligible retirees may join during annual enrollment, when COBRA dental coverage ends, when they become a survivor of a GIC member, or at retirement. However, if you have ever dropped coverage, you can never re-enroll in the plan. Participants will be eligible for major restorative dental services, like crowns or dentures, after six months of participation.