The Housing Development Division of the Department of Housing and Community Development provides funding to developers, non-profit organizations and communities to  assist first time homebuyers.
Notice of Funding Availability; Project-Based Homeownership Guidelines pdf format of Notice of Funding Availability; Project-Based Homeowner
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Massachusetts Homeownership Compact


Massachusetts Homeownership Compact pdf format of Massachusetts Homeownership Compact
Prospective buyers will find extremely helpful information at the www.mymassmortgage.org website


Housing Units for Sale


List of DHCD assisted Affordable Units for Sale to First-Time Homebuyers.  Check the list of affordable units currently for sale to income-eligible first-time homebuyers. For application information, call the number listed.


First-Time Homebuyer Education


First-time homebuyer education courses are offered throughout the Commonwealth and are required for most first-time homebuyer programs and loan programs. Check the following sites to find a course near you.
CHAPA Homeownership Education Workshops
MassHousing Homebuyer Counseling
Massachusetts Affordable Housing Alliance
Housing Consumer Education Centers
 

Mortgages Available to First-Time Homebuyers


Although DHCD does not provide mortgages directly to first-time homebuyers, there are many resources available. Check the following sites for information on a number of state and federal mortgage products for first-time homebuyers. Many Massachusetts banks offer products for first-time homebuyers, call your local lender for more information.
One Mortgage Program
MassHousing
Fannie Mae
Freddie Mac
US Department of Agriculture - Rural Development


Lead Paint Removal


Your local community may offer programs for homeowners. Contact your city or town hall for more information.
MassHousing's Get The Lead Out Program