Program Description

The CBH Program provides funding for the development of integrated housing for people with disabilities, including elders, with priority for individuals who are in institutions or nursing facilities or at risk of institutionalization.

Program Guidelines pdf format of proguidelines.pdf

Program Guidelines; Appendix A, Tenant Selection and Occupancy doc format of proguidelines-tenant.doc

Design Guidelines doc format of chbdevdesing.doc

Regulations doc format of 760060.doc

Frequently Asked Questions doc format of cbhfaq.doc

Eligible Borrowers

Nonprofit entities or entities controlled by non-profits

Eligible Activities

Reasonable acquisition, rehabilitation, new construction, predevelopment and other "soft" costs.

Eligible Populations

CBH Program excludes clients of the DMH and DDS but includes many other people with disabilities who are institutionalized or at risk of institutionalization. For CBH, a disabled person must have a physical or mental impairment of a permanent or long and continuous duration that substantially limits one or more major life activities. The physical or mental impairment must be medically demonstrable by acceptable clinical and laboratory diagnostic techniques.

Eligible populations include adults with a broad range of disabilities including mobility impairments, cerebral palsy, multiple sclerosis, muscular dystrophy, epilepsy, HIV/AIDS, brain or spinal cord injuries, sensory disabilities, emotional disabilities and cognitive disabilities.

Eligible Housing Types

Priority will be given to projects that provide integrated housing such as several CBH units within a larger rental building or development. Ideally, no more than 15% of the units should be for people with disabilities. Rental projects are more likely to be more appropriate for CBH-eligible populations but ownership units are allowed.


The CBH Program does not require all units to be fully accessible. However, accessibility through visitability is strongly encouraged. Visitability includes accessible front doors to units, accessible circulation to public spaces and amenities within a building, and an accessible bathroom on the first floor of a building.

Maximum Loan Amount

CBH loans may be up to 50% of total development costs for the CBH units in a development, up to a maximum of $750,000.

Rate and Term of Loan

Loans will be structured as 0%, deferred payment loans for a term of 30 years.


At a minimum, CBH loans will be secured by a recorded development loan agreement, mortgage, promissory note, and land use restriction. Loan closing documents will be modeled on those used for HIF and FCF, including right of first refusal and right to purchase upon sale or transfer.

Additional Program Information

Achieving Access and Function in Affordable Housing in Massachusetts; Part One: A Developer's Overview doc format of chbdevdesing.doc

Achieving Access and Function in Affordable Housing in Massachusetts; Part Two: State & Federal Code Comparison doc format of cbhaccess2.doc



For more information please contact:
Sara Barcan at CEDAC:; 617-727-5944 or
Ayana Gonzalez at DHCD:; (617) 573-1305.