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An Act relative to promoting supplemental insurance coverage. |
Be it enacted by the Senate and House
of Representatives in General Court assembled, and by the authority of the
same, as follows:
SECTION 1. Section 1 of chapter 111M, as appearing in section 12 of chapter 58 of the Acts of 2006, is hereby amended by striking out after the words “hospital indemnity insurance policies” in the definition of “Health benefit plan” the following words “if offered as independent, non-coordinated benefits which for the purposes of this chapter shall mean policies issued under chapter 175 which provide a benefit not to exceed $500 per day, as adjusted on an annual basis by the amount of increase in the average weekly wages in the commonwealth as defined in section 1 of chapter 152, to be paid to an insured or a dependent, including the spouse of an insured, on the basis of hospitalization of the insured or a dependent” and inserting in place thereof the following words:- which provide a benefit to be paid to an insured or a dependent, including the spouse of an insured, on the basis of hospitalization of the insured or a dependent and which are sold as a supplement and not as a substitute for a health benefit plan and which meet any requirement that the commissioner by regulation may set.
SECTION 2. The paragraph (3) of subdivision 2 of section 108 of chapter 175 of the General Laws, as amended by section 3 of chapter 450 of the Acts of 2006, is hereby amended by adding in line 27 after the words “, stand-alone dental services,” the following words:- and excluding supplemental insurance which does not qualify as creditable coverage pursuant to chapter 111M,
SECTION 3. Section O of section 110 of chapter 175 of the General Laws, as amended by section 3 of chapter 450 of the Acts of 2006, is hereby amended by adding in line 362 after the words “stand-alone dental services,” the following words:- or supplemental insurance which does not qualify as creditable coverage pursuant to chapter 111M,
SECTION 4. Section P of section 110 of chapter 175 of the General Laws, as amended by section 3 of chapter 450 of the Acts of 2006, is hereby amended by adding in line 375 after the words “ governmental programs” the following words:- or supplemental insurance benefits which do not qualify as creditable coverage pursuant to chapter 111M,
SECTION 5. Section 8Z of chapter 176A, as amended by section 36 of chapter 324 of the Acts of 2006, is hereby amended by adding in line 2 after the words “stand alone dental services,” the following words:- or supplemental insurance which does not qualify as creditable coverage pursuant to chapter 111M,
SECTION 6. Section 4Z of chapter 176B, as amended by section 38 of chapter 324 of the Acts of 2006, is hereby amended by adding, in line 2 after the words “stand alone dental services,” the following words:- or supplemental insurance which does not qualify as creditable coverage pursuant to chapter 111M,
SECTION 7. Section 4R of chapter 176G, as amended by section 40 of chapter 324 of 2006, is hereby amended by adding, in line 2 after the words “stand alone dental services,” the following words:- or supplemental insurance which does not qualify as creditable coverage pursuant to chapter 111M,
SECTION 8. Section 1 of chapter 176J, as amended by section 75 of chapter 58 of the Acts of 2006, is hereby amended by striking out after the words “hospital indemnity insurance policies” in the definition of “Health benefit plan” the following words “if offered as independent, non-coordinated benefits which for the purposes of this chapter shall mean policies issued under chapter 175 which provide a benefit not to exceed $500 per day, as adjusted on an annual basis by the amount of increase in the average weekly wages in the commonwealth as defined in section 1 of chapter 152, to be paid to an insured or a dependent, including the spouse of an insured, on the basis of hospitalization of the insured or a dependent” and inserting in place thereof the following words:- which provide a benefit to be paid to an insured or a dependent, including the spouse of an insured, on the basis of hospitalization of the insured or a dependent and which are sold as a supplement and not as a substitute for a health benefit plan and which meet any requirement that the commissioner by regulation may set.
SECTION 9. Section 1 of chapter 176O, is hereby amended by adding, in line 31 after the words “visions care services,” the following words:- or supplemental insurance which does not qualify as creditable coverage pursuant to chapter 111M,
SECTION 10. Section 1 of chapter 176Q, as appearing in section 101 of chapter 58 of the Acts of 2006, is hereby amended by striking out after the words “hospital indemnity insurance policies” in the definition of “Health benefit plan” the following words “if offered as independent, non-coordinated benefits which for the purposes of this chapter shall mean policies issued under Chapter 175 which provide a benefit not to exceed $500 per day, as adjusted on an annual basis by the amount of increase in the average weekly wages in the commonwealth as defined in section 1 of chapter 152, to be paid to an insured or a dependent, including the spouse of an insured, on the basis of hospitalization of the insured or a dependent” and inserting in place thereof the following words:- which provide a benefit to be paid to an insured or a dependent, including the spouse of an insured, on the basis of hospitalization of the insured or a dependent and which are sold as a supplement and not as a substitute for a health benefit plan and which meet any requirement that the commissioner by regulation may set.