GENERAL LAWS OF MASSACHUSETTS

CHAPTER 140D. CONSUMER CREDIT COST DISCLOSURE.

Chapter 140D, Section 1. Definitions.

Chapter 140D, Section 2. Consumer credit cost disclosure; exempt transactions.

Chapter 140D, Section 3. Rules and regulations.

Chapter 140D, Section 4. Finance charge; determination.

Chapter 140D, Section 5. Annual percentage rate; determination.

Chapter 140D, Section 6. Inaccurate disclosure of finance charge or annual percentage rate; adjustment.

Chapter 140D, Section 7. Disclosure of information; multiple creditors or obligors; estimates.

Chapter 140D, Section 8. Disclosure of information; clear and conspicuous statements.

Chapter 140D, Section 9. Information rendered inaccurate.

Chapter 140D, Section 10. Security interest in property used as dwelling; rescission; liability; application.

Chapter 140D, Section 11. Disclosure; open end credit plans; statement; contents.

Chapter 140D, Section 12. Disclosure; other than open-end-credit plans; statement; contents.

Chapter 140D, Section 13. Publication of information regarding annual percentage rates.

Chapter 140D, Section 14. Multiple-page advertisements; contents; open-end-credit plan.

Chapter 140D, Section 15. Advertisements; other than open-end-credit plans; contents.

Chapter 140D, Section 15A. Application form or pre-approved written solicitation for open-end credit plan; contents.

Chapter 140D, Section 16. Liability of owner or personnel of advertising medium.

Chapter 140D, Section 17. Oral response to cost of credit inquiry.

Chapter 140D, Section 18. Model disclosure forms and clauses.

Chapter 140D, Section 19. Time for sending statement; noncompliance; finance charge.

Chapter 140D, Section 20. Sale of goods or services at retail; finance charge under open-end-credit plan; computation.

Chapter 140D, Section 21. Application of credit cardholder's funds held by issuer; authorization; agreement statement.

Chapter 140D, Section 22. Credit balance exceeding one dollar; periodic statement disclosure; contents.

Chapter 140D, Section 23. Transfer of funds following default of debt; written notice; applicability.

Chapter 140D, Section 24. Guaranty of obligations of other persons; notice of additional obligations.

Chapter 140D, Section 25. Issuance of credit cards.

Chapter 140D, Section 26. Cardholder liability for unauthorized use.

Chapter 140D, Section 27. Unauthorized use of credit cards.

Chapter 140D, Section 28. Liability of business for unauthorized use of credit cards.

Chapter 140D, Section 28A. Cardholder discounts; surcharges; finance charge.

Chapter 140D, Section 28B. Participation in credit card plans; conditions.

Chapter 140D, Section 29. Rules and regulations; consistency with federal fair credit billing act.

Chapter 140D, Section 30. Inspection of records.

Chapter 140D, Section 31. Prohibited acts; penalty.

Chapter 140D, Section 32. Creditor's failure to comply with law; damages.

Chapter 140D, Section 33. Civil actions against subsequent assignees of creditor; written acknowledgement; rescission.

Chapter 140D, Section 34. Unfair trade practices; violations.

Chapter 140D, Section 35. Limitations on creditors' liability and consumer rescission rights.


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