You may be required to pay a weekly premium based on your family income and size. Your weekly Direct Coverage Plan premium will be deducted from your unemployment benefits.  Failure to pay your premium will result in a loss of health care coverage for you and your family. Weekly premium cost will range between $0 and $27 per covered individual. Families with income less than 150% of the Federal Poverty Income Guidelines (FPIG), children 19 and under, disabled individuals and pregnant women are exempt from premiums. You may apply for a premium waiver at any time. You may request recalculation of your premium once in any two-month period. Your weekly premium, effective January 1, will be calculated as follows:
Rate Per Individual

X

Number of Individuals

=

Total Weekly Premium
Rate per individual is calculated based on your family’s size and yearly income.

 

The number of individuals will exclude any family members exempt from premiums.*

 

 

$[XX]

X

[XX]

=

$[XX]


Rate Per Individual

The rate per individual is calculated based on your family’s size and yearly income.  

If your family size (including individuals exempt from premiums) is:And your yearly family income (before taxes) is:
FPIG133%150%200%250%400%
1$11,170$14,856$14,857 - $16,755$16,756 - $22,340$22,341 - $27,925$27,926 - $44,680
2$15,130$20,123$20,124 - $22,695$22,696 - $30,260$30,261 - $37,825$37,826 - $60,520
3$19,090$25,390$25,391 - $28,635$28,636 - $38,180$38,181 - $47,725$47,726 - $76,360
4$23,050$30,657$30,658 - $34,575$34,576 - $46,100$46,101 - $57,625$57,626 - $92,200
5$27,010$35,923$35,924 - $40,515$40,516 - $54,020$54,021 - $67,525$67,526 - $108,040
6$30,970$41,190$41,191 - $46,455$46,456 - $61,940$61,941 - $77,425$77,426 - $123,880
7$34,930$46,457$46,458 - $52,395$52,396 - $69,860$69,861 - $87,325$87,326 - $139,720
8$38,890$51,724$51,725 - $58,335$58,336 - $77,780$77,781 - $97,225$97,226 - $155,560
Then your Plan Type is: Plan Type 1Plan Type 11aPlan Type 11bPlan Type 111aPlan Type 111b
And your weekly premium per individual is:      
 $0.00$0.00$9.00$18.00$27.00

 

If your household includes someone who is pregnant, under age 19, or disabled, you and/or your household members may be eligible for more benefits at lower cost through MassHealth. For more information, see www.mass.gov/masshealth or call 1-800-841-2900.

If your yearly family income has changed since you first applied for MSP and you believe you are eligible for a lower rate per individual, you may request an income recalculation.  
 

Number of Individuals

The number of individuals will exclude any family members exempt from premiums.  Children 19 and under, disabled individuals and pregnant women are exempt from premiums.

MSP requires written documentation to verify disability or pregnancy status.

  • To verify disability status, please provide a copy of the determination issued by the Social Security Administration or the Massachusetts Rehabilitation Commission, or a letter from your doctor on letterhead.
  • To verify pregnancy, please provide a letter from your doctor on letterhead.

Documentation can be faxed to MSP at 617-626-5538, or submitted via mail to: 

Medical Security Program
PO Box 146758
Boston, MA 02114

Please include your MSP application ID number on any MSP correspondence.