The Official Website of the Massachusetts Teachers' Retirement System (MTRS)

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Active members

Your MTRS benefits: A valuable asset
Membership is a benefit and a very important part of your financial future—the MTRS is your retirement plan. If you retire, you will find your MTRS benefit to be a major financial asset.

The basics

The MTRS and you: Our mutual responsibilities: Find out when you need to contact us, as well as what we do for you throughout your membership.

Your membership in the MTRS: Understand the benefits of your MTRS membership, as well as the difference between the “regular” plan and the RetirementPlus.

Your annuity savings account: Know what happens to your money.

Retiring from the MTRS: Find out when you’ll be eligible to retire—and understand the different types of retirement: superannuation, involuntary termination, and disability.

Creditable service: Check the different types of teaching and public service that qualify and find out how to purchase credit for your past employment.

Survivor benefits: Know what your survivors will receive in the event that you die while you are an active member.

Leaving the MTRS service prior to retirement: Find out what you can do with your MTRS annuity savings account if you leave teaching.

Other issues you should know about: Learn about other important issues such as: regular compensation, RetirementPlus, how divorce can affect your benefit, and accidental death benefits.