// JavaScript Document
<!-- documentation script
function documentation(hrefName) {
	if (hrefName == "interestlimitations")  {
	alert("The amount of interest you are entitled to is based on several factors, provided you are not subject to any forfeiture provisions due to criminal conviction. If you became a member:\n\n* BEFORE January 1, 1984, you will receive 100 percent of your interest.\n* ON OR AFTER January 1, 1984 and you:\n     * RESIGN and have:\n         * LESS THAN FIVE YEARS of creditable service, you will receive no interest on your accumulated total deductions.\n         * FIVE, BUT LESS THAN TEN YEARS of creditable service, you will receive 50 percent of your accrued interest.\n         * TEN OR MORE YEARS of creditable service, you will receive 100 percent of your accrued interest.\n     * ARE INVOLUNTARILY TERMINATED, you will receive 100 percent of your interest.\n\nIn addition to the above situations, if you apply for a refund more than two years after the date of your resignation or termination, you are eligible to receive the interest accumulated only for the two years immediately following that date.\nThis applies regardless of the amount of creditable service you have or when you became a member of the MTRS.");
	} else if (hrefName == 	"becomeeligible") {
	alert("If, at the time of your separation from Massachusetts public service, you are under\nage 55 and have at least 10 years of creditable service, you may leave your funds on\naccount until you attain age 55, when you may then apply for a retirement allowance.");
	} else if (hrefName == 	"retireallowance") {
	alert("If, at the time of your separation from Massachusetts public service, you have either 20\nyears of creditable service OR 10 years of service and are at least 55 years old, then you\nmay be eligible for a retirement allowance. Please visit the Active Members portion of\nour web site to access information about retiring from the MTRS.");
	} else if (hrefName == 	"example") {
	alert("Example: If you had $20,000 in your account, we would withhold 20% for federal tax\nwithholding, so your actual refund would be $16,000. However, you would still be\nsubject to a 10% early withdrawal penalty of $2,000 from the IRS (10% of $20,000).");
	} else if (hrefName == 	"rolloverexample") {
	alert("Example: Tim chose to receive a TOTAL REFUND of his account, and thus only received 80% of the taxable portion\nof his account. The remaining 20% of the taxable portion was sent to the IRS by the MTRB as income tax withholding.\nUpon receiving his refund check, Tim decided to roll over his account on his own.\n\nTo do this, Tim must roll over the taxable portion to a traditional IRA (or to an 'eligible employer plan' that will accept\nhis rollover) within 60 days of receiving his refund check from the MTRB. However, in order to roll over 100% of the\ntaxable portion of his payment, Tim must find other money to replace the 20% that was withheld. If he rolls over only\nthe 80% he received, he will be taxed on the 20% that was withheld and not rolled over. By rolling over the full\namount of his taxable portion, Tim's rollover will not be taxed until he withdraws it from the IRA or emmployer plan.\nPlease visit the IRS web site for additional information.");
	} else if (hrefName == 	"creditableservice") {
	alert("Creditable service is time that you have worked as a teacher, administrator or other Massachusetts public employee, and for which you have paid or transferred retirement contributions to the MTRS. Creditable service also includes Peace Corps service, which must be purchased, and certain military service, some of which must be purchased. Generally, part-time service is prorated.\n\nA description of the types of creditable service, and how to purchase them, is also available on our web site (Home > \nActive Members > About Creditable Service).");
	} 
}


-->