The Official Website of the Massachusetts Teachers' Retirement System (MTRS)

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Retiring from the MTRS
Retirement benefit estimator

To estimate your “regular” or RetirementPlus retirement benefits under Options A, B and C, please access our interactive estimator by clicking on the button below. BEFORE YOU DO, however, please note:

    1. This estimator is in pdf format. You will need to have Acrobat Reader 5.0 or later installed on your computer to access the interactive fields. If you do not have a compatible version of Acrobat Reader, please download and install this free software from Adobe.com.
    2. Please note that because the retirement benefit estimator is in interactive pdf format, you can enter data on screen, but you CANNOT SAVE the form with your entered data. Accordingly, if you wish to keep a paper copy of your estimates, be sure to PRINT before exiting the document.
    3. If you have any difficulty using the estimator, and you are here because you are now:
      • applying for retirement, please refer to the retirement benefit worksheet that you will receive within your retirement application. This easy-to-use, fill-in-the-blank worksheet includes the retirement calculation formula as well as the factors that you will need to perform your own estimates.
      • planning for your retirement, please refer to Regular retirement overview, factors, tables and worksheet for a worksheet that you can use to perform your own estimates.

If you have any questions along the way, please don’t hesitate to contact us. We look forward to seeing you through the retirement application process and serving you in retirement!