The MTRS is committed to providing educational programs to members throughout the year, and, depending on what stage you're at in your career, we offer a program for you.

  • Now being offered (see Calendar): In-office group counseling sessions for active members within one year of retirement

If you are an active or inactive member...

  • At any time in your career
    • Your MTRS Benefits: This is an informational program for MTRS members of all ages and career stages. The two-hour program, held in the spring at various locations across the Commonwealth, focuses on retirement formulas, creditable service issues, Social Security and other post-retirement issues.
      Can't attend? Review the presentation guide pdf format of Your MTRS Benefits booklet
file size 4MB (44 pages) at your convenience, and contact us if you have any questions.
  • 5 to 15 years from retirement
    • The Next Chapter: This comprehensive, all-day pre-retirement planning program is offered in the spring. It helps participants examine their attitudes, concerns and goals as they prepare for their retirement years.
  • One year from retirement
    • Ready for Retirement: This is an optional, two-hour, after-work program for our soon-to-be retirees, usually held in the fall, at multiple locations across the Commonwealth. During this nuts-and-bolts seminar, members learn exactly what to do—and expect—as they go through the retirement process.
      • Retiring in 2015?
        If you attended one of our nine presentations of "Ready for Retirement" in November and December 2014, and you'd like a refresher--or if you missed the program--please feel free to review the 48-page program booklet pdf format of Ready for Retirement 2014 handout
file size 1MB, which includes a sample completed retirement application.
    • An in-office group counseling session: These informational sessions are held every other Wednesday afternoon at 3:30 p.m., and are designed to provide an overview of the current retirement formula and RetirementPlus, as well as general issues concerning the retirement process. Each session is open to a maximum of 12 members (significant others welcome). At the session, you will receive a personalized worksheet reflecting your years of creditable service. We will walk you through the various retirement calculations using the regular retirement formula and RetirementPlus. Please understand that pre-registration is required. To register for a Cambridge counseling session, please call our main office at 617-679-MTRS. For our members in Worcester County and west, please call our Springfield office at 413-784-1711. For upcoming dates and times, please see our Calendar.

Please note: Group counseling sessions in Cambridge are currently full through mid-March, and in Springfield, through December. If you are retiring in 2015, please be sure to attend one of our Ready for Retirement programs that will be held in November and December, as it is likely that your questions will be answered there.

    • An individual counseling appointment: Because of the increases in the number of retirements over the past several years, members are strongly encouraged to attend one of our above seminars, as individual counseling appointments are generally no longer scheduled.

If you are a retired member...

    • Retirement U: This half-day program provides a variety of information, ideas and resources to help retirees maximize their retirement years financially and personally. It is for retirees of all ages, and is held in late spring, usually in two locations. In order to accommodate our retirees across the Commonwealth, we alternate the locations from year to year—usually presenting Retirement U in northeastern and southwestern Massachusetts one year, and in central and southeastern locations the next.

NOTE: We're sorry, but due to the demands of implementing Pension Reform III, we will not be offering Retirement U in 2015. We hope to resume this program in late spring 2016.