Membership is a benefit and a very important part of your financial future—the MTRS is your retirement plan. As an eligible member, you will make contributions to the MTRS annuity savings fund and, eventually, receive those contributions in the form of a retirement allowance, refund or, in the event of your death, a survivor benefit.

We look forward to serving you and your family for 20, 40 or 60 years—or more!

When you join the MTRS...
Throughout your career...
If you leave active service prior to retirement...
When you are within five years of retirement...
During retirement...


When you join the MTRS...

What YOU need to do:

What WE do for you:

Throughout your career...

What YOU need to do:

  • Contact the MTRS if you:
  • Notify your payroll office—not us—if your address changes we receive this information from your employer, so keep your payroll office up to date
  • Review the Annual Statement of your MTRS annuity savings account, and notify us of any necessary updates
  • Keep your MTRS correspondence with your important papers, and let your survivors know where to find this information so that they may contact us
  • Stay abreast of retirement issues—visit our website, read our newsletters , attend our seminars and pay attention to announcements posted in your school
  • If you have prior service that you may purchase as creditable service toward your retirement benefit, look into purchasing that service
  • Plan for your retirement—attend MTRS seminars; investigate plans offered through your employer, such as 457 deferred compensation plans and 403(b) retirement plans; and, work with your family and outside advisors to evaluate your particular needs on an ongoing basis

What WE do for you:

  • Maintain an accurate record of your MTRS annuity savings account and personal data
  • Send you an Annual Statement of your account, generally in the spring
  • Process your service purchases, if any
  • Keep you informed of retirement issues by way of our publications and presentations

If you leave active service prior to retirement...

What YOU need to do:

What WE do for you:


When you are within five years of retirement...

What YOU need to do:

What WE do for you:

  • Process your service purchases, if any
  • Provide you with assistance in the preparation of your retirement application, as requested

During retirement...

What YOU need to do:

What WE do for you: