Amendments to 209 CMR 18.00
Proposed Credit Insurance Disclosure Requirements, 209 CMR 52.00 et seq.
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Parity With Federal Credit Unions, 209 CMR 50.00 et seq.
Effective August 20, 1999 August 2000 - Proposed Amendments to 209 CMR 32.32 High Cost Mortgage Provisions
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Credit Insurance Disclosure Requirements, 209 CMR 52.00 et seq. (final Regulation)
Effective December 22, 2000 March 22, 2001 - Amendments to 209 CMR 32.32 High Cost Mortgage Loan Provisions (final Regulation)
April 2002 - Proposed Amendments to High Cost Home Loan Regulations, 209 CMR 32.00; 40.00; 42.00
October 1, 2002 - Final Amendments to High Cost Home Loan Regulations, 209 CMR 32.00; 40.00; 42.00
December 13, 2002 - Proposed Amendments
January 3, 2003 - Final technical amendments to the Division of Banks' regulations
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Parity With Federal Credit Unions, 209 CMR 50.00 et seq.
Effective April 8, 2003 -
Amendments to 209 CMR 49.00 Insurance Sales by Banks and Credit Unions
Effective June 20, 2003 Redlined Text of Proposed Amendments to 209 CMR 48
April 23, 2004May 21, 2004 - Proposed Amendments to 209 CMR 42.00: Rate Lock Regulations
August 13, 2004 - Final Amendments to 209 CMR 42.00: Rate Lock Regulations
Amendments to Parity With Federal Credit Unions, 209 CMR 50.00 et seq.
Amendments to 209 CMR 47.00: Parity with Federal or Out-of-state Banks
Final changes to 209 CMR 48.00 effective August 27, 2004
Redlined Copy-
Final Version of 209 CMR 53.00,
Effective January 14, 2005 -
Repeal of 209 CMR 12.00: Small Loans
Repealed in its entirety effective January 28, 2005. See 209CMR 20.00 -
Repeal of 209 CMR 16.00: Contracts With Bank Service Corporations
Repealed in its entirety effective January 28, 2005 -
Repeal of 209 CMR 30.00: Rental Of Safe Deposit Vaults By Banks
Repealed in its entirety effective January 28, 2005 -
Repeal of 209 CMR 34.00: Maximum Loan Limitations For Certain Classes Of Mortgage Loans
Repealed in its entirety effective January 28, 2005 -
Repeal of 209 CMR 39.00: The Establishment, Operation And Procedures For Regional Mortgage Review Boards And Regional Small Business Loan Review Boards In The Commonwealth
Repealed in its entirety effective January 28, 2005 209 CMR 20.00, Sales Finance Companies and Insurance Premium Finance Companies
Final Amendments - Effective January 28, 2005209 CMR 26.00, Small Loans Regulatory Board
Final Amendments - Effective January 28, 2005209 CMR 31.00, Establishment and Operation of Electronic Branches of Financial Institutions and for the Protection of Consumers in Electronic Fund Transfers
Final Amendments - Effective January 28, 2005209 CMR 42.00, The Licensing of Mortgage Lenders and Mortgage Brokers
Final Amendments - Effective January 28, 2005209 CMR 45.00, The Licensing and Regulation of Check Cashers
Final Amendments - Effective January 28, 2005209 CMR 46.00, Community Reinvestment
Final Amendments - Effective January 28, 2005209 CMR 40.00, Unfair and Deceptive Practices in Consumer Transactions
Proposed Amendments Under Chapter 268 of the Acts of 2004 - February 7, 2005 (Note: A public hearing was held on March 9, 2005)Proposed Amendments to 209 CMR 40.00, Unfair and Deceptive Practices in Consumer Transactions
August 12, 2005Transmittal Letter regarding Proposed Amendments to 209 CMR 40.00, Unfair and Deceptive Practices in Consumer Transactions
August 12, 2005209 CMR 32.00, Disclosure of Consumer Credit Costs and Terms
Effective August 26, 2005209 CMR 49.00: Insurance Sales By Banks and Credit Unions
Proposed Amendments - August 26, 2005209 CMR 46.00: Community Reinvestment - Emergency Regulations
Effective September 1, 2005209 CMR 46.00: Community Reinvestment - Transmittal Letter Submitted to the Legislature
Submitted on October 11, 2005209 CMR 46.00: Community Reinvestment - Proposed Amendments Submitted to the Legislature
Submitted on October 11, 2005 (Note: Emergency Regulations became effective on September 1, 2005.)209 CMR 46.00: Community Reinvestment - Summary of Proposed Amendments Submitted to the Legislature
Submitted on October 11, 2005209 CMR 40.00: Unfair and Deceptive Practices in Consumer Transactions - Final Amendments Effective November 4, 2005
209 CMR 46.00 Community Reinvestment - Emergency Regulations - Submitted on December 1, 2005
209 CMR 46.00 Community Reinvestment - Emergency Regulations - Submitted on February 28, 2006
209 CMR 50.00: Parity with Federal Credit Unions - Proposed Amendments - March 15, 2006
209 CMR 4.00: Compliance with Federal Law and Regulation - Proposed Amendments - March 15, 2006
209 CMR 46.00 Community Reinvestment - Final Regulations - Effective on March 24, 2006
209 CMR 49.00: Insurance Sales By Banks and Credit Unions - Effective April 21, 2006
209 CMR 50.00: Parity with Federal Credit Unions - Proposed Amendments - Submitted to the House Clerk on April 28, 2006
209 CMR 38.00: Disclosure of Certain Information and Terms Relative to the Mortgage Application and Approval Process - Proposed Repeal - May 19, 2006
209 CMR 47.00: Parity with Federal or Out-of-State Banks - Proposed Amendments - May 19, 2006
209 CMR 4.00: Compliance with Federal Law and Regulation - Effective June 2, 2006
209 CMR 47.00: Parity with Federal or Out-of-State Banks - Proposed Amendments - Submitted to the House Clerk on June 29, 2006
209 CMR 50.00: Parity with Federal Credit Unions - Proposed Amendments - July 28, 2006
209 CMR 50.00: Parity with Federal Credit Unions - Final Amendments - Effective August 11, 2006
209 CMR 42.00: The Licensing of Mortgage Lenders and Mortgage Brokers - Emergency Regulations - Effective September 8, 2006
209 CMR 42.00: The Licensing of Mortgage Lenders and Mortgage Brokers -- Final Amendments -- Effective December 1, 2006
209 CMR 42.00: The Licensing of Mortgage Lenders and Mortgage Brokers - Proposed Amendments - June 15, 2007
Industry Letter on Final Subprime Lending Guidance, Amendments to 209 CMR 42.00 and Proposed Regulatory Bulletin on Bond for Licensed Lenders and Brokers
209 CMR 50.00: Parity with Federal Credit Unions - Proposed Amendments - March 20, 2008
Proposed Regulation 209 CMR 41.00 - April 4, 2008
Proposed Amendments to 209 CMR 42.00 - April 4, 2008
209 CMR 50.00: Parity with Federal Credit Unions - Proposed Amendments - Submitted to the House Clerk on April 18, 2008
209 CMR 41.00: The Licensing of Mortgage Loan Originators - Effective May 30, 2008
Amendments to 209 CMR 42.00: The Licensing of Mortgage Lenders and Mortgage Brokers - Effective May 30, 2008
Proposed Regulation 209 CMR 54.00
209 CMR 50.00: Parity with Federal Credit Unions - Final Amendments - Effective August 8, 2008
209 CMR 54.00: Mortgage Lender Community Investment - Effective September 5, 2008
Amendments to 801 CMR 4.02 - Effective June 26, 2009
Amendments to 209 CMR 41.00: The Licensing of Mortgage Loan Originators - Emergency Regulations - Effective September 15, 2009
Amendments to 209 CMR 41.00: The Licensing of Mortgage Loan Originators - Emergency Regulations - Redlined - Effective September 15, 2009
Amendments to 209 CMR 42.00: The Licensing of Mortgage Lenders and Mortgage Brokers - Emergency Regulations - Effective September 15, 2009
Amendments to 209 CMR 42.00: The Licensing of Mortgage Lenders and Mortgage Brokers - Emergency Regulations - Redlined - Effective September 15, 2009
Proposed Amendments to 209 CMR 32.00: Disclosure of Consumer Credit Costs and Terms
Proposed Amendments to 209 CMR 32.00: Disclosure of Consumer Credit Costs and Terms - Redlined
209 CMR 32.00: Disclosure of Consumer Credit Costs and Terms - Final Amendments - Effective April 2, 2010
Proposed Amendments to 209 CMR 50.00: Parity with Federal Credit Unions - April 2, 2010
209 CMR 50.00: Parity with Federal Credit Unions - Transmittal Letter/Summary - Submitted to the House Clerk on April 29, 2010
209 CMR 50.00: Parity with Federal Credit Unions - Final Amendments - Effective August 20, 2010
Proposed Regulation - 209 CMR 55.00: Reverse Mortgage Loans
Proposed Regulation - 209 CMR 56.00: Right To Cure A Mortgage Default
209 CMR 55.00-Final Regulations-Redlined-Effective 10/14/11
Revisions to 209 CMR 56.00: Right To Cure A Mortgage Default-New Comment Period Ends 12/9/11
209 CMR 56.00- Right To Cure A Mortgage Default-Final Regulation-Redlined
209 CMR 56.04: Right To Cure Notice
Proposed Amendments to 209 CMR 50.00: Parity with Federal Credit Unions - 3/30/12
209 CMR 50.00: Parity with Federal Credit Unions – Proposed Amendments - Submitted to the House Clerk on May 2, 2012
209 CMR 50.00: Parity with Federal Credit Unions - Final Amendments - Effective August 31, 2012
Amendments to 209 CMR 18.00: Conduct of the Business of Debt Collectors and Loan Servicers - public hearing on 11/29/12
Proposed Amendments to 209 CMR 56.00: Right To Cure A Mortgage Default to implement provisions of Chapter 194 of the Acts of 2012 – public hearing on 2/6/13
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