1998 Decisions of the Commissioner of Banks and Board of Bank Incorporation

In the matter of the merger of Shirley Co-operative Bank, Shirley, Massachusetts with and into Fidelity Co-operative Bank, Fitchburg, Massachusetts

Decision relative to the application of Benjamin Franklin Savings Bank, Franklin, Massachusetts to acquire The Foxboro National Bank of Foxborough, Foxborough, Massachusetts

Decision on the applications relative to the reorganization into a mutual holding company by Lenox Savings Bank, Lenox, Massachusetts

Decision in the matter of the merger of the Hibernia Savings Bank, Quincy, Massachusetts with and into Eastern Bank, Lynn, Massachusetts

Decision relative to the acquisition of CFX Corporation, Keene, New Hampshire by Peoples Heritage Financial Group, Inc., Portland, Maine

Decision relative to the application of People's Savings Bank of Brockton, Easton, Massachusetts to close its branch office at 478 Middleboro Avenue, East Taunton

Decision relative to the application of Century Bancorp, Inc., Medford Massachusetts to acquire Haymarket Co-operative Bank, Boston, Massachusetts

Decision relative to the merger of Haymarket Co-Operative Bank, Boston, Massachusetts with and into Century Bank and Trust Company, Boston, Massachusetts and related transactions

Decision relative to the application of Cambridge Portuguese Credit Union Cambridge, Massachusetts to establish a branch office at 290 Central Street, Lowell, Massachusetts

In the matter of GBT Bancorp petition to acquire the capital stock of Gloucester Bank & Trust Company Gloucester, Massachusetts

Decision relative to the petition of Lawrence Savings Bank to relocate its Lawrence banking office

Decision relative to the merger of Somerset Savings Bank, Somerville, Massachusetts with and into UStrust, Boston, Massachusetts

Decision relative to the application of Telephone Workers Credit Union Boston, Massachusetts to establish a branch office at Redstone Plaza, 99e Main Street, Stoneham, Massachusetts

Decision relative to the application of Workers Credit Union Fitchburg, Massachusetts to amend its bylaws governing associations which qualify persons for membership

Decision on the applications relative to the reorganization into a mutual holding company by Cambridge Savings Bank, Cambridge, Massachusetts

Decision on the applications relative to the reorganization into a mutual holding company by Plymouth Savings Bank, Wareham, Massachusetts

Decision relative to the application of UST Corp., Boston, Massachusetts to acquire The Federal Savings Bank, Waltham, Massachusetts, Lexington Savings Bank, Lexington, Massachusetts, and Middlesex Bank & Trust Company, Newton, Massachusetts

Decision relative to the application of Citizens Financial Group, Inc., Providence, Rhode Island And certain related entities to acquire Woburn National Corporation, Woburn, Massachusetts

Decision relative to the merger of Woburn National Bank, Woburn, Massachusetts with and into Citizens Bank of Massachusetts, Boston, Massachusetts

In the matter of the merger of Charlestown Co-operative Bank, Charlestown, Massachusetts with and into Roslindale Co-operative Bank of Boston, Roslindale, Massachusetts

Decision on the applications relative to the reorganization into a mutual holding company by Danvers Savings Bank, Danvers, Massachusetts

Decision relative to the merger of Lexington Savings Bank, Lexington, Massachusetts with and into UStrust, Boston, Massachusetts

Decision relative to the merger of the Sandwich Co-operative Bank, Sandwich with and into Compass Bank for Savings, New Bedford

Decision relative to the application of Seacoast Financial Services Corporation, New Bedford to acquire Sandwich Bancorp, Inc., Sandwich

Decision relative to the merger of the Federal Savings Bank, Waltham, Massachusetts with and into UStrust, Boston, Massachusetts

Decision relative to the application of Banknorth Group, Inc., Burlington, Vermont to acquire Evergreen Bancorp, Inc., Glen Falls, New York

Decision relative to the merger of Lenox Financial Services Corp., Lenox, Massachusetts with and into Mutual Bancorp of the Berkshires, Inc., Pittsfield, Massachusetts

Decision relative to the application of Peoples Heritage Financial Group, Inc. Portland, Maine to acquire SIS Bancorp, Inc. Springfield, Massachusetts

Decision on the applications relative to the reorganization into a mutual holding company by Marlborough Co-Operative Bank, Marlborough, Massachusetts

In the matter of Central Bancorp, Inc. petition to acquire the capital stock of Central Co-operative Bank, Somerville, Massachusetts