2007 Decisions of the Commissioner of Banks and Board of Bank Incorporation

In the matter of the merger of BankMalden, a Co-operative Bank, Malden Massachusetts with and into Danversbank, Danvers, Massachusetts

Decision relative to the application of Lehman Brothers Bank, FSB, Wilmington, Delaware to merge with Capital Crossing Bank, Boston, Massachusetts in a multi-step transaction

Decision relative to the application of Lehman Brothers Bank, FSB, Wilmington, Delaware and certain related parties to acquire Capital Crossing Bank, Boston, Massachusetts

Decision on the applications relative to the reorganization into a mutual holding company by Bay State Savings Bank, Worcester, Massachusetts

Decision on the applications relative to the reorganization into a mutual holding company by Marlborough Savings Bank, Marlborough, Massachusetts

Decision on the applications relative to the reorganization into a mutual holding company by Spencer Savings Bank, Spencer, Massachusetts

Decision relative to the merger of Dedham Co-operative Bank, Dedham, Massachusetts with and into Needham Co-operative Bank, Needham, Massachusetts

In the matter of the merger of Ipswich Co-operative Bank, Ipswich, Massachusetts with and into Institution for Savings in Newburyport and its Vicinity, Newburyport, Massachusetts

Decision relative to the petition of Toronto-Dominion Bank, Toronto, Ontario, Canada to increase to 100% its ownership of TD Banknorth Inc., Portland, Maine

Decision on the petition to establish Nuvo Bank and Trust Company, Springfield, Massachusetts

Decision on the petition to establish Veritas Bank in Lawrence, Massachusetts

In the matter of the merger of The Sharon Co-operative Bank Sharon, Massachusetts with and into Eastern Bank, Boston, Massachusetts

Decision relative to the application of Butler Bancorp, MHC and its mid-tier subsidiary, Lowell, Massachusetts, to become bank holding companies through the acquisition of Marlborough Bancorp, MHC and its subsidiary bank, Marlborough Co-operative Bank, Marlborough, Massachusetts

Decision relative to the application of Chittenden Corporation, Burlington, Vermont to acquire Merrill Merchants Bancshares, Inc., Bangor, Maine

Decision relative to the application of MountainOne Financial Partners, MHC and its mid-tier subsidiary, North Adams, Massachusetts, to acquire South Coastal Holdings, MHC and its subsidiary bank, South Coastal Bank, Rockland, Massachusetts

Decision relative to the petition of Boston Private Financial Holdings, Inc. Boston, Massachusetts to acquire Charter Financial Corporation Bellevue, Washington

Decision relative to the petition of Mellon Financial Corporation, Pittsburgh, Pennsylvania and The Bank of New York Company, Inc., New York, New York to merge and acquire ownership and control of Mellon Trust of New England, N.A., Boston, Massachusetts

Decision relative to the application of BankFive, MHC and its mid-tier subsidiary, BankFive Corporation, Fall River, Massachusetts, to become bank holding companies through the acquisition of New Bedford Community Bancorp and its subsidiary bank, Luzo Community Bank, New Bedford, Massachusetts

Decision relative to the application of Luzo Community Bank, New Bedford, Massachusetts to merge with Fall River Five Cents Savings Bank D/B/A BankFive Fall River, Massachusetts

Decision relative to the merger of Investors Bank & Trust Company Boston, Massachusetts with and into State Street Bank and Trust Company Boston, Massachusetts

Decision relative to the petition of State Street Corporation, Boston, Massachusetts to acquire ownership and control of Investors Financial Services Corporation and Investors Bank & Trust Company, Boston, Massachusetts

Decision relative to the petition of Power Corporation of Canada and Power Financial Corporation, Montreal, Quebec, Canada to acquire Putnam Fiduciary Trust Company, Boston, Massachusetts, an indirect subsidiary of Putnam Investments Trust, Boston, Massachusetts

In the matter of the merger of Central Credit Union Fund, Inc. Auburn, Massachusetts with and into Members United Corporate Federal Credit Union, Warrenville, Illinois

Decision relative to the merger of The Westborough Bank, Westborough, Massachusetts with and into Hudson Savings Bank, Hudson, Massachusetts

Decision relative to the application of Assabet Valley Bancorp, Hudson, Massachusetts, to acquire Westborough Bancorp, MHC and Westborough Financial Services, Inc. and its subsidiary bank, The Westborough Bank, Westborough, Massachusetts

Decision relative to the application of Berkshire Hills Bancorp, Inc. Pittsfield, Massachusetts to acquire Factory Point Bancorp, Inc. Manchester Center, Vermont

Decision relative to the merger of The Factory Point National Bank of Manchester Center Manchester Center, Vermont with and into Berkshire Bank, Pittsfield, Massachusetts

Decision relative to the merger of Bridgewater Co-operative Bank, Bridgewater, Massachusetts with and into Mechanics' Co-operative Bank, Taunton, Massachusetts

In the matter of the merger of Martha's Vineyard Co-operative Bank Vineyard Haven, Massachusetts with and into Dukes County Savings Bank, Edgartown, Massachusetts

Decision relative to the application of Chittenden Corporation, Burlington, Vermont to acquire Community Bank & Trust Company, Wolfeboro, New Hampshire

Decision relative to the merger of Flagship Bank and Trust Company, Worcester, Massachusetts with and into Flagship Interim, Fsb, Worcester, Massachusetts

Decision relative to the merger of The Bank of Western Massachusetts, Springfield, Massachusetts with and into Western Massachusetts Interim, Fsb, Springfield, Massachusetts

Decision relative to the petition of People's United Financial, Inc. and People's United Bank Bridgeport, Connecticut to acquire Chittenden Corporation, Burlington, Vermont