COMPANY NAMEEFFECTIVE DATEPROGRAM DESCRIPTION
ACADIA
 		11/1/2012
 		UNION INS. CO. & CONTINENTAL WESTERN INS. CO.: -5%  DEV.
ACE*
 		11/1/2012
 

ACE FIRE UNDERWRITERS INS. CO.: -10% DEV.

AIM*
 		11/1/2012MASS. EMPLOYERS INS. CO.:-20% DEV.; A.I.M. MUTUAL INS. CO.: -10% DEV. AND MAX 5% SCHED. CRED. FOR CERTAIN CLASSES; ASSOCIATED EMPLOYERS INS. CO.: 5% MAX SCHED. CRED.
 
ALLIANZ*
 		11/1/2012
 		AM. INS. CO.: -10% DEV.; NATIONAL SURETY CORP: -15% DEV.; FIREMAN'S FUND INS. CO.: -20% DEV.
AMERISURE*
 		11/1/2012
 		AMERISURE MUTUAL INS. CO. & AMERISURE INSURANCE CO.: EXP. CONST. OF $64 REGARDLESS OF RISK SIZE
AMTRUST*
 		11/1/2012
 		WESCO INS. CO: -15% DEV.; TECHNOLOGY INS. CO.: -5% DEV.
ARBELLA*
 		11/1/2012
 		ARBELLA PROTECTION INS. CO.: 0%, -5%, OR -7.5% DEV., DEPENDING ON CLASS; ARBELLA INDEMNITY INS. CO.: -10%, -14.5% OR -17% DEV., DEPENDING ON CLASS.
ARGONAUT*
 		11/1/2012
 		ARGONAUT INSURANCE CO. AND ARGONAUT MIDWEST INS. CO.: 25% MAX. SCHED. CRED.
ARROW MUTUAL*
 		11/1/2012
 		DOWNWARD DEV. ON APPROVED MAX. RETRO. FACTOR
CENTRAL MUTUAL*
 		11/1/2012
 		ALL AMER. INS. CO.: -2.5%, -7.5%, or -8% DEV.; CENTRAL MUTUAL PREFERRED INS. CO.:-1%, -4%, OR -5% DEV.; CENTRAL MUTUAL INS. CO.: -1% OR -2.5% DEV--ALL DEPENDING ON CLASS
CHARTER10/1/2012ATLANTIC CHARTER INS. CO.: -10% OR -20% DEV.; INDEPENDENCE CASUALTY CO.: -5%,  -15%, OR -20% DEV., DEPENDING ON CLASS
CHUBB*
 		11/1/2012
 		CHUBB INDEMNITY INS. CO.: -25% DEV. GREAT NORTHERN INS. CO.: -20% DEV.; PACIFIC INDEMNITY CO.: -10% DEV.; CHUBB INDEMNITY INSURANCE CO.: -10% DEV.
CHURCH MUTUAL*
 		11/1/2012
 		-12% DEV. & CAP ON POLICY MINIMUMS
CNA*
 		11/1/2012
 		AMER. CASUALTY CO. OF READING, PA: -20% DEV.; VALLEY FORGE INS. CO.: -10% DEV.; CONTINENTAL INS. CO.: -25% DEV.
CRUM & FORSTER*
 		11/1/2012
 		NORTH RIVER INS. CO.: -15% DEV.
EMC*
 		11/1/2012
 		UNION INS. CO. OF PROVIDENCE: -15% DEV.
FEDERATED*
 		11/1/2012
 		FEDERATED MUTUAL INS. CO.: 0%, -5%, -10% OR -15% DEV., DEPENDING ON CLASS; FEDERATED SERVICE INS. CO.: -10%, -15%, -20%, OR -25% DEV., DEPENDING ON CLASS.
FLORISTS' MUTUAL*
 		11/1/2012
 		5% DEV. & 12% MAX.SCHED. CRED.
GREAT AMERICAN*
 		11/1/2012
 		GREAT AM. ALLIANCE INS. CO.: -10% DEV.
GREAT WEST CASUALTY*
 		11/1/2012
 		REDUCTION IN CERTAIN EXPENSE CONSTANTS
GUARD
 		11/1/2012
 		AMGUARD INS. CO.: -7.5% DEV.; EASTGUARD INS. CO.: -15% DEV.
HANOVER*
 		11/1/2012
 		CITIZENS INS. CO. OF AMER.: -5% DEV.; HANOVER AMER.INS. CO.: -15% DEV.; ALLMERICA FINANCIAL BENEFIT INS. CO:  -20% DEV.
HARLEYSVILLE*
 		11/1/2012
 		HARLEYSVILLE MUTUAL INS. CO.: -10% DEV.;
HARLEYSVILLE PREFERRED INS. CO.: -17% DEV.
HARTFORD*
 		11/1/2012
 		HARTFORD CASUALTY: -5% DEV.; HARTFORD FIRE: -10% DEV.;
HARTFORD OF THE MIDWEST: -15% DEV.
TALANX11/1/2012HDI-GERLING AMER. INS. CO.: -15% DEV. ON CERTAIN CLASSES
MAGNA CARTA*
 		11/1/2012
 		PUBLIC SERVICE MUTUAL INS. CO.: -5% DEV.; PARAMOUNT INS. CO.: -14.5% DEV.
MEADOWBROOK*
 		11/1/2012
 		STAR INS. CO.: 0%, -5%, -10% OR -15% DEV., DEPENDING ON CLASS; AMERITRUST INS. CORP.: 0%, -5%, -10% OR -15%, DEPENDING ON CLASSIFICATION.
MERCHANTS*
 		11/1/2012
 		MERCHANTS PREFERRED INS. CO.: -10% DEV..
NATIONAL GRANGE*
 		11/1/2012MAIN STREET AMER. ASSURANCE CO.: -10% DEV. ON MOST CLASSES; NATIONAL GRANGE INS. CO.: -5% DEV. ON MOST CLASSES.
NATIONAL INTERSTATE*
 		11/1/2012
 		NATIONAL INTERSTATE INS. CO.: -15% DEV. ON CERTAIN CLASSES
NORFOLK & DEDHAM*
 		9/1/2010NORFOLK & DEDHAM MUTUAL FIRE INS. CO.: -2% DEV.; DORCHESTER MUTUAL INS. CO.: -10% DEV.; FITCHBURG MUTUAL INS. CO.: -15% DEV.
OLD REPUBLIC*12/2/2010
 		OLD REPUBLIC GENERAL INS. CORP.: 25% MAX. SCHED. CRED.
ONE BEACON*
 		11/1/2012ONE BEACON AMER. INS. CO.: -10% DEV.; ONE BEACON INS. CO.: -25% DEV.
PHARMACISTS MUTUAL*
 		11/1/2012-25% DEV.
 
QBE
 		11/15/2012
 		STONINGTON INS. CO.: -12% DEV.
 
QUINCY*
 		11/1/2012QUINCY MUTUAL FIRE INS. CO.: 5% MAX. SCHED. CRED.
SELECTIVE*
 		11/1/2012SELECTIVE INS. CO. OF SOUTH CAL.: -15% DEV.
SENTRY*
 		11/1/2012MIDDLESEX INS. CO.: -10% DEV.; PATRIOT GENERAL INS. CO.: -20% DEV.
SPARTA11/1/2012SPARTA INS. CO.: 15% MAX. SCHED. CRED. ON TWO CLASSES
TOWER*
 		11/1/2012TOWER NATIONAL INS. CO.: -10% DEV.
STATE AUTO11/1/2012STATE AUTO PROPERTY AND CASULTY INS. CO.: -15% DEV.; PATRONS MUTUAL INS. CO: -25% DEV.
TRANS PACIFIC
 		11/1/2012
 		TRANS PACIFIC INS. CO.: -20% DEV.
TRAVELERS*
 		11/1/2012
 		INDEMNITY CO: -25% DEV.; TRAVELERS PROPERTY CASUALTY CO. OF AMER.: -20% DEV.; PHOENIX INS. CO.: -15% DEV.; CHARTER OAK FIRE INS. CO.: -10% DEV.; FIDELITY AND GUARANTY INS. UNDERWRITERS, INC. -10% DEV.; TRAVELERS INDEMNITY CO. OF AMER.: -5% DEV.
UTICA NATIONAL*
 		11/1/2012
 
GRAPHIC ARTS MUTUAL INS. CO: -10% DEV.; REPUBLIC-FRANKLIN INS. CO.: -20% DEV.; UTICA NATIONAL INS. OF TEX.: -25% DEV.; UTICA NATIONAL ASSURANCE CO.: -30% DEV.
WR BERKLEY*
 		11/1/2012
 		BERKLEY NATL. INS. CO: -15% DEV.
 
XL AMERICA
 		11/1/2012
 		XL INS. AM. INC.: -10% DEV.
 
ZURICH*11/1/2012
 		AMER. ZURICH INS. CO.: -30%; AMER. GUARANTEE AND LIABILITY INS. CO.: -15% DEV.
ZURICH--Small Bus. Prog.11/1/2012NORTHERN INS. CO. OF NY: -5% DEV.; ASSURANCE CO. OF AM.: -2.5% DEV.

* Renewal of a prior program

Guidelines for Filing Workers' Compensation Rate Deviations and Schedule Credit Plans pdf format of Module_4_Rate.pdf