• 1-888-995-HOPE (4673)/NeighborWorks America

    If you have an adjustable interest rate that is scheduled to re-set and you suspect that you might have difficulty paying the new, higher monthly payment, it is important that you contact your lender to discuss your situation now. You may be able to refinance to a fixed interest loan, or arrange to alter the terms of your loan in such a way that you can still afford the monthly payment.

    You can also call 1-888-995-HOPE (4673). This toll-free foreclosure hotline is staffed by trained professionals from the Home Ownership Preservation Foundation and NeighborWorks America who will provide guidance to you on steps you can take to deal with increased mortgage payments.
  • MassHousing Options

    Qualified homeowners may have an opportunity to refinance an existing mortgage into an affordable fixed rate mortgage through the Mass Housing, a state authority with more than 35 years of experience in providing affordable home loans for low- and moderate-income families.
  • Neighborhood Assistance Corporation of America (NACA)

  • Pro Bono Foreclosure Assistance Hotline

    Individuals facing foreclosure may benefit from qualified legal counsel to represent them in foreclosure proceedings.

    The Attorney General's Office, in partnership with several bar associations, legal services organizations and advocacy groups, announced the establishment of a Pro Bono Foreclosure Assistance Hotline. Low-income Massachusetts residents who are facing foreclosure may call (800) 342-5297 or (617) 603-1700 and leave a message in the foreclosure assistance mail box.
  • HUD Approved Counseling Agencies Located in Massachusetts

  • HomeCorps

  • National Mortgage Settlement

  • Independent Foreclosure Review Program at the Federal Reserve Bank