- In order to ensure that you will have a mortgage that you can afford and work with you must first explore many possible mortgage plans and companies.
- Choosing good insurance policies will be one of the most important purchases you will make for your new home. Finding an insurance policy that provides maximum protection with minimum costs will not only keep your home safe, but it will save you a lot of money.
Negotiate a Purchase and Sale Agreement on terms that you can live with. Pay particular attention to financing contingencies on the P&S.Before buying a new house or selling your old house you should notice all contingencies in your purchase and sale agreements. A contingency is part of a contractual agreement which allows either the buyer or the seller to void the contract of sale if a certain condition arises. If you have questions or concerns about contingencies in your purchase and sale agreement you should contact an attorney.
- As a homeowner you can also protect your property by filing a homestead with your local Registry of Deeds. This document declares your home as your primary residence and protects your property against subsequent attachments, levies on execution or sale to satisfy debts to the extent of $500,000.
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