Beware of other web sites or unsolicited e-mails offering free credit reports. These sites that are not affiliated with the government-mandated free credit report program may claim to offer "free" credit reports, however the reports are tied to the purchase of other products.
If you would like to order a free credit report, follow these important steps:
• Steer clear of sites that promise free credit reports and then ask for your credit card information.
• Do not respond to e-mails, pop-up ads, or phone calls that claim to
come from www.annualcreditreport.com or one of the credit reporting agencies. These may be scams seeking your personal information.
• Remember, there is only one official free credit report web site. Access it by visiting the Federal Trade Commission's site at www.ftc.gov. or directly at www.annualcreditreport.com.
• If you are uncomfortable with Internet security you can order your credit reports by phone or mail.
For a copy of your credit report from the major credit bureaus, contact:
Equifax - 1-800-685-1111
Experian - 1-888-EXPERIAN (397-3742)
TransUnion - 1-800-888-4213