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The Official Website of the Office of Consumer Affairs & Business Regulation (OCABR)
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  4. 18-65 Accounts

18-65 Law: No-Fee Bank Accounts

The Massachusetts 18-65 law allows any person who is 18 years of age or younger or 65 years of age or older to have a savings account and a checking account at a Massachusetts state-chartered savings bank, co-operative bank or trust company without having to pay a service, maintenance or similar charge.

  • 18-65 Accounts Brochure pdf format of 18-65 Accounts

  • Regulatory Bulletin 3.3-101: Guidelines for "18-65" Accounts - Reissued on January 6, 2011

  • How to Choose Which Bank or Credit Union is Right For You

  • 18-65 Survey Results pdf format of 18-65 Survey Results

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