Number of Installments: 1 11 (EFT up to 12)
Installment Fee: 2 $5(EFT $1) for Excellent Driver Discounts, Safe Driver Insurance Plan Points 0 or 1, $6 for Safe Driver
Insurance Plan Points 2 - 45
Downpayment: New Business 20% (EFT New Business 8%), New Group Business 20%, and Renewal
Business/Book Transfer Business 10% (EFT Renewal Business 8.33%)



Electronic Funds Transfer Program (EFT): Yes 2
Related Fees: Cancellation Fee (C) - $25 (EFT $0)
Late Fee (L) - $5
Non-Sufficient Funds Fee (NSF) - $25
Payment by Phone Fee (O) - $2.95

Application of Related Fees: C - will be assessed only at the time a statutory notice of cancellation is issued
L - will be assessed on bills that do not receive payment within five days after the due date listed on the bill.
NSF - on returned checks/EFT rejection,
O - payments made over the phone are charged
1The number of installments/payments includes downpayment. Installment fee is not charged on first installment/downpayment. Also, the $6.00 installment fee for points 2 - 45 is for policies effective August 1, 2008 and later.
2 $6 for new business effective on or after 9/1/09 and for renewal business effective on or after 11/1/09, new group business is processed the same as new business, 100% of the premium is required for any policy that was cancelled for non-payment of premium within the preceeding 24 months



Please note that you have the option to pay your bill in full in one payment to avoid paying any of the applicable installment fees. Reasonable efforts have been made to ensure that this information is accurate, it may not apply to your specific circumstances. You are urged to contact your producer (agent, broker) or insurer with specific questions concerning installment plans.